732 Carmel Cir, Vista, CA 92084 Property Records

San Diego County property record for 732 Carmel Cir, Vista, CA 92084 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,456 sqft · built 1977
Lot Size0.234 acres (10,182 sqft)
OwnerCompany Name on File
Last Sale$165,000 (Apr 1992)
Tax Bill$4,019 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN173-460-27-00

Property Details

APN / Parcel Number

Primary APN173-460-27-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area10,182 sqft (0.234 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address732 CARMEL CIR
CityVISTA
StateCA
Zip92084-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 27 TR 008229
Legal SubdivisionGREENWOOD VILLAGE
Legal Tract008229
Legal Block2
Legal Lot Number27
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2002
Census Tract19205

Owner

Source: San Diego County records · APN 173-460-27-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address732 CARMEL CIR, VISTA, CA 92084-3113
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 14, 1992 · Amount on Record
Deed SaleApr 14, 1992 · Amount on Record
Deed Document Number1992216265
Last Transfer DateAug 31, 2009
Transfer Doc0000264889
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address732 CARMEL CIR, VISTA, CA 92084-3113
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000488764
DateOct 20, 2017
Instrument2017-0488764
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueNov 16, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
IndexPrime Rate
Max Rate17.2%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$297,574 (+2%) Land $144,277 Building $153,297
2025$4,019.00 (+7%) Homeowner's exemption$291,741 (+4.04%) Land $141,449 Building $150,292
2023$3,756.00 (+0.24%) Homeowner's exemption$280,414 Land $135,957 Building $144,457
2022$3,747.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730192052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 456 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: San Diego Broadband, AT&T, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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