713 Carmel Cir, Vista, CA 92084 Property Records

San Diego County property record for 713 Carmel Cir, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 1977
Lot Size	0.188 acres (8,184 sqft)
Owner	2 Company Names on Record
Last Sale	$450,000 (Jan 2005)
Tax Bill	$7,808 (2025)
Deeds & Mortgages	May 2026 Transfer Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`173-460-24-00`

Property Details

APN / Parcel Number

Primary APN	`173-460-24-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,414 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	8,184 sqft (0.188 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	713 CARMEL CIR
City	VISTA
State	CA
Zip	92084-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B
Legal Description	LOT 24 TR 008229
Legal Subdivision	VISTA #74-4
Legal Tract	008229
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	19205

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	713 CARMEL CIR, VISTA, CA 92084-3113
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 26, 2019	Loan Modification, Mortgage · Conventional with PMI US BK NA SERIES 2006-1 (CE)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2005 · Amount on Record
Deed Sale	Jan 31, 2005 · Amount on Record
Prior Sale	Dec 9, 1998
Deed Document Number	200583027
Last Transfer Date	May 5, 2026
Transfer Doc	0000138742
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2026
Property Address	713 CARMEL CIR, VISTA, CA 92084-3113
Document Number	0000138742
Instrument Date	May 5, 2026
Instrument	2026138742
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	713 CARMEL CIR, VISTA, CA 92084-3113

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	713 CARMEL CIR, VISTA, CA 92084-3113
Document Number	0000407610
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 CARMEL CIR VISTA CA 920843113, VISTA, CA 92084-3113

Mortgage

Document Number	0000407610
Date	Sep 18, 2019
Instrument	407610

Lender

Name	US BK NA SERIES 2006-1 (CE)
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Interest

Rate	2.12%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$639,749 (+2%) Land $383,850 Building $255,899
2025	$7,808.00 (+5.44%) Homeowner's exemption	$627,206 (+4.04%) Land $376,324 Building $250,882
2024	$7,405.00 (+2.24%)
2023	$7,243.00 (+0.24%) Homeowner's exemption	$602,853 Land $361,712 Building $241,141
2022	$7,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

Nearby Properties on Carmel Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures