7319 Lagoon Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 7319 Lagoon Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,096 sqft · built 2004
Lot Size	0.321 acres (13,978 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Aug 2021)
Tax Bill	$5,616 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5030-0141-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5030-0141-0050`
Alternative APNs	`00233508` `233508`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,096 sqft Living Area
Gross Area	3,656 sqft
1st Floor Area	1,256 sqft
Upper Floors Area	1,840 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Block/Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,978 sqft (0.321 acres)
Lot Dimensions	125 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00233508
Street Address	7319 LAGOON RD
City	SPRING HILL
State	FL
Zip	34606-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 3 BLK 141 LOT 5 ORB 310 PG 777 ORB 1528 PGS 1644-46 ORB 2280 PG 1156
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 3
Legal Block	141
Legal Lot Number	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2000
Census Tract	41302

Owner

Source: Hernando County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7319 LAGOON RD, SPRING HILL, FL 34606-3715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 30, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 8, 2020	Deed of Trust, Mortgage · FHA Mortgage R P FNDG INC
Apr 10, 2018	Warranty Deed, Transfer · FHA Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	202164025
Deed Book / Page	4046 / 243
Prior Transfer Date	Jan 27, 2014
Prior Transfer Doc	0030691856
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 25, 2021
Property Address	7319 LAGOON RD, SPRING HILL, FL 34606-3715
Document Number	0040460243
Book / Page	4046 / 243
Map Reference	MB 7 PG 80-86
Instrument Date	Aug 10, 2021
Instrument	2021064025
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1507 BUNKER DR, 1507, DAVENPORT, FL 33896-8144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7319 LAGOON RD, SPRING HILL, FL 34606-3715
Investor	Possibly a Property Investor

Mortgage

Document Number	4046245
Date	Aug 25, 2021
Instrument	4046/245

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7319 LAGOON RD, SPRING HILL, FL 34606-3715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7319 LAGOON RD, SPRING HILL, FL 34606-3715

Mortgage

Document Number	0039060242
Date	Oct 30, 2020
Book Page	3906/242
Instrument	2020067976

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7319 LAGOON RD, SPRING HILL, FL 34606-3715
Document Number	0038440637
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7319 LAGOON RD SPRING HILL FL 346063715, SPRING HILL, FL 34606-3715

Mortgage

Document Number	0038440637
Date	May 27, 2020
Book Page	003844/000637
Instrument	31841

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 10, 2018
Property Address	7319 LAGOON RD, SPRING HILL, FL 34606-3715
Document Number	0035711524
Book / Page	3571 / 1524
Map Reference	MB7 PG80
Instrument Date	Apr 9, 2018
Instrument	2018021491
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4922 REGENCY CT, 4922, WEST CHESTER, OH 45069-6780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7319 LAGOON RD, SPRING HILL, FL 34606-3715

Mortgage

Document Number	2018021492
Date	Apr 10, 2018
Instrument	2018021492

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,616.00 (+9.69%) Homeowner's exemption Senior Citizen's exemption	$411,791 (+1.63%) Land $46,477 Building $365,314	$411,791 (+1.63%) Land $46,477 Building $365,314
2023		$405,204 (+9.88%) Land $53,964 Building $351,240
2022	$5,120.00	$368,766 Land $33,596 Building $335,170	$405,204 Land $50,992 Building $354,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2004–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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