7281 Lagoon Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 7281 Lagoon Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,783 sqft · built 2005
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (May 2022)
Tax Bill	$5,577 (2025)
Deeds & Mortgages	Aug 2018 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5030-0140-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5030-0140-0060`
Alternative APNs	`00233429` `233429`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	2,467 sqft
1st Floor Area	1,783 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Open Porch
Porch Area	1,240 sqft
Patio Area	144 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00233429
Street Address	7281 LAGOON RD
City	SPRING HILL
State	FL
Zip	34606-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 3 BLK 140 LOT 6 OR 312 PG 171
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 3
Legal Block	140
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2000
Census Tract	41302

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	513 MAPLE AVE, ELIZABETH, NJ 07202-3580
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2018	Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST FUNDING LP
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	May 6, 2013 · Amount on Record
Deed Document Number	202242042
Deed Book / Page	4177 / 550
Prior Transfer Date	Jul 30, 2021
Prior Transfer Doc	0040371686
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7281 LAGOON RD, SPRING HILL, FL 34606-3712
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036110039
Date	Aug 7, 2018
Book Page	3611/0039
Instrument	2018047748

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Address	DALLAS, TX 75240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 27, 2022
Property Address	7281 LAGOON RD, SPRING HILL, FL 34606-3712
Document Number	0041770550
Book / Page	4177 / 550
Map Reference	MB 7 PG 80-96
Instrument Date	May 19, 2022
Instrument	2022042042
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	CHELSEA TITLE NATURE COAST, CHELSEA TTL OF NATURE COAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	368 CLEARFIELD AVE, 368, SPRING HILL, FL 34606-6314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 MAPLE AVE, ELIZABETH, NJ 07202-3580

Mortgage

Document Number	0004177551
Date	May 27, 2022
Instrument	4177/551

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Aug 6, 2021
Property Address	7281 LAGOON RD, SPRING HILL, FL 34606-3712
Document Number	0040371686
Book / Page	4037 / 1686
Map Reference	MB 7 PG 80-96
Instrument Date	Jul 30, 2021
Instrument	2021059096
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	BOSTON NATIONAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7281 LAGOON RD, SPRING HILL, FL 34606-3712

Mortgage

Document Number	0040371689
Date	Aug 6, 2021
Instrument	4037/1689

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,577.00 (+3.95%)	$342,206 (+8.49%) Land $49,350 Building $292,856	$342,206 (+8.49%) Land $49,350 Building $292,856
2024	$5,365.00 (+10.21%)	$315,433 (-1.61%) Land $43,200 Building $272,233	$315,433 (-1.61%) Land $43,200 Building $272,233
2023		$320,579 Land $83,088 Building $237,491
2022	$4,868.00		$320,579 Land $54,000 Building $266,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2004–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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