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7319 Ganges Ct, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 7319 Ganges Ct, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 998 sqft · built 1957
Lot Size0.251 acres (10,950 sqft)
Owner2 Individual Names on Record
Last Sale$990,000 (May 2024)
Tax Bill$14,536 (2025)
Deeds & MortgagesApr 2026 Mortgage
Mar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN502-154-008-2

Property Details

APN / Parcel Number

Primary APN502-154-008-2
Alternative APN
  • 502-154-008

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area998 sqft Living Area
Gross Area1,251 sqft
1st Floor Area998 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTar & Gravel
Lot Area10,950 sqft (0.251 acres)
Garage TypeAttached
Garage Area253 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemGravity Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7319 GANGES CT
CityEL CERRITO
StateCA
Zip94530-1936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 1196A LOT 16
Legal Subdivision1196A
Legal Tract1196A
Legal Lot Number16
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1002
Census Tract385200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7319 GANGES CT, EL CERRITO, CA 94530-1936
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FEDERAL CREDIT UNION
Mar 13, 2024Deed of Trust, Mortgage
FREEMODEL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2024 · Amount on Record
Deed SaleMay 14, 2024 · Amount on Record
Prior SaleJul 27, 2011 · Amount on Record
Deed Document Number202445121
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Recording DateApr 8, 2026
Property Address7319 GANGES CT, EL CERRITO, CA 94530-1936
Document Number0000035148
Instrument DateApr 3, 2026
Instrument202635148
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address7319 GANGES CT, EL CERRITO, CA 94530-1936

Mortgage

Document Number0000035148,
DateApr 8, 2026
Instrument202635148
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address7319 GANGES CT, EL CERRITO, CA 94530-1936
Transaction TypeMortgage
Record UpdatedMar 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023019
DateMar 13, 2024
Instrument2024-023019
Lender
NameFREEMODEL INC
TypeNon-Lending Institution
AddressBURLINGAME, CA 94010
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,029,996 (+2%) Land $832,320 Building $197,676
2025$14,536.00 (+93.81%)$1,009,800 (+114.53%) Land $816,000 Building $193,800
2023$7,500.00 (+1.99%)$470,707 Land $430,149 Building $40,558
2022$7,354.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

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