7309 Ganges Ct, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 7309 Ganges Ct, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,311 sqft · built 1957
Lot Size	0.187 acres (8,125 sqft)
Owner	2 Company Names on File
Last Sale	$1,225,000 (Mar 2018)
Tax Bill	$19,152 (2025)
Deeds & Mortgages	Nov 2023 Transfer Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`502-154-005-8`

Property Details

APN / Parcel Number

Primary APN	`502-154-005-8`
Alternative APN	`502-154-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,311 sqft Living Area
1st Floor Area	1,381 sqft
Basement Area	930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,125 sqft (0.187 acres)
Lot Dimensions	138 ft deep x 25 ft wide
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7309 GANGES CT
City	EL CERRITO
State	CA
Zip	94530-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1196A LOT 13
Legal Subdivision	1196-A
Legal Tract	1196A
Legal Lot Number	13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	385200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	7309 GANGES CT, EL CERRITO, CA 94530-1936
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Intrafamily Transfer, Transfer
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 28, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2018 · Amount on File
Deed Sale	Mar 28, 2018 · Amount on File
Prior Sale	Jul 21, 2014 · Amount on File
Deed Document Number	201847564
Last Transfer Date	Nov 2, 2023
Transfer Doc	0000124644
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 21, 2023
Property Address	7309 GANGES CT, EL CERRITO, CA 94530-1936
Document Number	0000124644
Map Reference	MB 55 PG 27
Instrument Date	Nov 2, 2023
Instrument	2023-124644
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7309 GANGES CT, EL CERRITO, CA 94530-1936

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7309 GANGES CT, EL CERRITO, CA 94530-1936
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7309 GANGES CT, EL CERRITO, CA 94530-1936

Mortgage

Document Number	0000228840
Date	Oct 6, 2020
Instrument	2020-228840

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7309 GANGES CT, EL CERRITO, CA 94530-1936
Document Number	0000145592
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7309 GANGES CT EL CERRITO CA 945301936, EL CERRITO, CA 94530-1936

Mortgage

Document Number	0000145592
Date	Sep 6, 2019
Instrument	145592

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 28, 2018
Property Address	7309 GANGES CT, EL CERRITO, CA 94530-1936
Document Number	0000047564
Instrument Date	Mar 20, 2018
Instrument	47564
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,347.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7309 GANGES CT EL CERRITO CA 945301936, EL CERRITO, CA 94530-1936

Mortgage

Document Number	47565
Date	Mar 28, 2018
Instrument	47565

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,421,711 (+2%) Land $1,044,524 Building $377,187
2025	$19,152.00 (+4.34%) Homeowner's exemption	$1,393,836 (+4.04%) Land $1,024,044 Building $369,792
2023	$18,356.00 (+1.31%) Homeowner's exemption	$1,339,714 Land $984,280 Building $355,434
2022	$18,118.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

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