Mecklenburg County property record for 7307 Versailles Ln, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,607 sqft · built 1996 |
| Lot Size | 0.359 acres (15,648 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Apr 2017) |
| Tax Bill | $6,861 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 225-462-02 |
| Primary APN | 225-462-02 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,607 sqft Heated Area |
| Gross Area | 4,359 sqft |
| 1st Floor Area | 2,043 sqft |
| Upper Floors Area | 1,564 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Wood |
| Lot Area | 15,648 sqft (0.359 acres) |
| Garage Area | 456 sqft |
| Porch | Porch |
| Porch Area | 296 sqft |
| Deck Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 225-462-02 |
|---|---|
| Street Address | 7307 VERSAILLES LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-5550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3(CD) |
| Legal Description | L74 M26-16 |
| Legal Subdivision | WOODHILL MANOR CAMBRIDGE SEC 0 |
| Legal Lot Number | 74 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 5816 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7307 VERSAILLES LN, CHARLOTTE, NC 28277-5550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Aug 5, 2024 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Dec 27, 2024 | Warranty Deed, Transfer |
| Apr 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2017 · Amount on Record |
| Deed Sale | Apr 26, 2017 · Amount on Record |
| Prior Sale | Nov 30, 2012 · Amount on Record |
| Deed Document Number | 0031746924 |
| Deed Book / Page | 31746 / 924 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7307 VERSAILLES LN, CHARLOTTE, NC 28277-5550 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000058863 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 35853/954 |
| Instrument | 2021058863 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7307 VERSAILLES LN, CHARLOTTE, NC 28277-5550 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7307 VERSAILLES LN, CHARLOTTE, NC 28277-5550 |
| Document Number | 0000072938 |
|---|---|
| Date | Aug 5, 2024 |
| Book Page | 38986/233 |
| Instrument | 2024072938 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 27, 2024 |
| Property Address | 7307 VERSAILLES LN, CHARLOTTE, NC 28277-5550 |
| Document Number | 0000124342 |
| Book / Page | 39296 / 710 |
| Map Reference | MB 26 PG 16 |
| Instrument Date | Dec 27, 2024 |
| Instrument | 2024124342 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 234 CLUBHOUSE VISTA DR # DR13, DR13, MATTHEWS, NC 28105-0182 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 7307 VERSAILLES LN, CHARLOTTE, NC 28277-5550 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 26, 2017 |
| Property Address | 7307 VERSAILLES LN, CHARLOTTE, NC 28277-5550 |
| Document Number | 0000053606 |
| Book / Page | 31746 / 924 |
| Map Reference | MB26 PG16 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 2017053606 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $930.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11219 MCCLURE MANOR DR, 11219, CHARLOTTE, NC 28277-3026 |
| Name | Verified Name |
|---|---|
| Address | 7307 VERSAILLES LN, CHARLOTTE, NC 28277-5550 |
| Document Number | 0000053607 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 2017053607 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2032 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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