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7315 Rustic Ridge Ct, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 7315 Rustic Ridge Ct, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,685 sqft · built 1978
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Mar 2018)
Tax Bill$2,881 (2024)
Deeds & MortgagesAug 2022 Transfer
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN221-232-56

Property Details

APN / Parcel Number

Primary APN221-232-56

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,685 sqft Living Area
1st Floor Area1,685 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2010
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialOther
Lot Area13,504 sqft (0.31 acres)
PorchFinished/Open Porch
Porch Area219 sqft
Patio Area268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7315 RUSTIC RIDGE CT
CityCHARLOTTE
StateNC
Zip28226-3810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12(CD)
Legal DescriptionL38 B5 M18-218
Legal SubdivisionWALNUT CRK
Legal Block5
Legal Lot Number38
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2006
Census Tract5830

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address315 RUSTIC RIDGE CT, CHARLOTTE, NC 28226
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2022Intrafamily Transfer, Transfer
Mar 29, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2018 · Amount on Record
Deed SaleMar 29, 2018 · Amount on Record
Prior SaleMay 3, 2004 · Amount on Record
Deed Document Number201837348
Deed Book / Page32566 / 341
Last Transfer DateJul 28, 2022
Transfer Doc0000112136
Record UpdatedSep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateAug 2, 2022
Property Address7315 RUSTIC RIDGE CT, CHARLOTTE, NC 28226-3810
Document Number0000112136
Book / Page37545 / 175
Map ReferenceMB 18 PG 218
Instrument DateJul 28, 2022
Instrument2022112136
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4720 RANDOLPH RD APT 1116, 1116, CHARLOTTE, NC 28211-3285

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 RUSTIC RIDGE COURT, CHARLOTTE, NC 28226

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 29, 2018
Property Address7315 RUSTIC RIDGE CT, CHARLOTTE, NC 28226-3810
Document Number0000037348
Book / Page32566 / 341
Map ReferenceMB18 PG218
Instrument DateMar 29, 2018
Instrument2018037348
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11169 MCFALLS DR, 11169, FORT MILL, SC 29707-8615

Transferred To (Grantee/Buyer)

NameVerified Name
Address5516 FIVE KNOLLS DR, CHARLOTTE, NC 28226-3405

Mortgage

Document Number0000037349
DateMar 29, 2018
Instrument2018037349
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$391,300 Land $80,000 Building $311,300$391,300 Land $80,000 Building $311,300
2024$2,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1995–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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