1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Charlotte
  5. Rustic Ridge Ct

7300 Rustic Ridge Ct, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 7300 Rustic Ridge Ct, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,930 sqft · built 1978
Lot Size0.365 acres (15,908 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Sep 2005)
Tax Bill$3,682 (2023)
Deeds & MortgagesNov 2019 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN221-232-59

Property Details

APN / Parcel Number

Primary APN221-232-59

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,930 sqft Heated Area
Gross Area2,012 sqft
1st Floor Area1,034 sqft
Upper Floors Area928 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area15,908 sqft (0.365 acres)
Deck Area254 sqft
Patio Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number221-232-59
Street Address7300 RUSTIC RIDGE CT
CityCHARLOTTE
StateNC
Zip28226-3862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12(CD)
Legal DescriptionL35 B5 M18-218
Legal SubdivisionWALNUT CRK SEC II-F MAP 01
Legal Block5
Legal Lot Number35
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2006
Census Tract5830

Owner

7300 Rustic Ridge Ct is owned and occupied by an individual who acquired it in November 2017.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address7300 RUSTIC RIDGE CT, CHARLOTTE, NC 28226-3862
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Nov 2, 2017Intrafamily Transfer, Transfer · FHA Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2005 · Amount on File
Deed SaleSep 27, 2005 · Amount on File
Prior SaleSep 27, 2005 · Amount on File
Deed Document Number0000190713
Last Transfer DateNov 2, 2017
Transfer Doc0000149068
Record UpdatedJun 7, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7300 RUSTIC RIDGE CT, CHARLOTTE, NC 28226-3862
Document Number0000158977
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7300 RUSTIC RIDGE CT CHARLOTTE NC 282263862, CHARLOTTE, NC 28226-3862

Mortgage

Document Number0000158977
DateNov 21, 2019
Book Page034056/000381
Instrument158977
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 20, 2049

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateNov 2, 2017
Property Address7300 RUSTIC RIDGE CT, CHARLOTTE, NC 28226-3862
Document Number0000149068
Book / Page32246 / 461
Map ReferenceMB18 PG218
Instrument DateOct 30, 2017
Instrument2017149068
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address7300 RUSTIC RIDGE CT, CHARLOTTE, NC 28226-3862

Mortgage

Document Number0000149069
DateNov 2, 2017
Instrument2017149069
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 7300 Rustic Ridge Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1995–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7300 Rustic Ridge Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Rustic Ridge Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures