7314 Torrey Cir, Plainfield, IL 60586 Property Records

Kendall County property record for 7314 Torrey Cir, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,926 sqft · built 2002
Lot Size	0.208 acres (9,063 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jul 2002)
Tax Bill	$8,343 (2024)
Deeds & Mortgages	Oct 2022 Second Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-36-411-006`

Property Details

APN / Parcel Number

Primary APN	`06-36-411-006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,926 sqft Living Area
1st Floor Area	1,926 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,063 sqft (0.208 acres)
Lot Dimensions	129 ft deep x 58 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7314 TORREY CIR
City	PLAINFIELD
State	IL
Zip	60586-5972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 304 KENDALL RIDGE UNIT FOUR CITY OF JOLIET
Legal Subdivision	KENDALL RIDGE
Legal Lot Number	304
Jurisdiction	KENDALL IL
Township / Civil Division	NA-AU-SAY
Census Block Group	2
Census Block	2005
Census Tract	890701

Owner

7314 Torrey Cir is owned and occupied by two individuals who bought it in July 2002.

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7314 TORREY CIR, PLAINFIELD, IL 60586-5972
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABRI CU
Feb 5, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 6, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 16, 2017	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Sep 15, 2017	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2002 · Amount on File
Deed Sale	Jul 11, 2002 · Amount on File
Deed Document Number	200215896
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	7314 TORREY CIR, PLAINFIELD, IL 60586-5972
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017114
Date	Oct 20, 2022
Instrument	202200017114

Lender

Name	ABRI CU
Type	Credit Union
Address	ROMEOVILLE, IL 60446

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Sep 8, 2037

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	7314 TORREY CIR, PLAINFIELD, IL 60586-5972
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7314 TORREY CIR, PLAINFIELD, IL 60586-5972

Mortgage

Document Number	0000001199
Date	Feb 5, 2024
Instrument	202400001199

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	104 Months
Due	Oct 1, 2032

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	7314 TORREY CIR, PLAINFIELD, IL 60586-5972
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7314 TORREY CIR, PLAINFIELD, IL 60586-5972

Mortgage

Document Number	0000009798
Date	Aug 6, 2025
Instrument	202500009798

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

Interest

Rate	6.25%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	7314 TORREY CIR, PLAINFIELD, IL 60586-5972
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016406
Date	Oct 16, 2017
Instrument	201700016406

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	INDIANAPOLIS, IN 46240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

Interest

Rate	3.25%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	7314 TORREY CIR, PLAINFIELD, IL 60586-5972
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014805
Date	Sep 15, 2017
Instrument	201700014805

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	INDIANAPOLIS, IN 46240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Na-Au-Say Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,376 Land $16,000 Building $115,376	$394,128 Land $48,000 Building $346,128
2024	$8,343.00
2022		$94,657 Land $13,860 Building $80,797	$283,971 Land $41,580 Building $242,391

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7314 Torrey Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7314 Torrey Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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