7306 Torrey Cir, Plainfield, IL 60586 Property Records

Kendall County property record for 7306 Torrey Cir, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,926 sqft · built 2002
Lot Size	0.229 acres (9,978 sqft)
Owner	Trust Name on File
Last Sale	$226,500 (Sep 2002)
Tax Bill	$8,412 (2024)
Deeds & Mortgages	May 2025 Mortgage Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-36-411-002`

Property Details

APN / Parcel Number

Primary APN	`06-36-411-002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,926 sqft Living Area
1st Floor Area	1,926 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,978 sqft (0.229 acres)
Lot Dimensions	115 ft deep x 87 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7306 TORREY CIR
City	PLAINFIELD
State	IL
Zip	60586-5972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 300 KENDALL RIDGE UNIT FOUR CITY OF JOLIET
Legal Subdivision	KENDALL RIDGE
Legal Lot Number	300
Jurisdiction	KENDALL IL
Township / Civil Division	NA-AU-SAY
Census Block Group	2
Census Block	2005
Census Tract	890701

Owner

7306 Torrey Cir is held in a trust since March 2014.

Source: Kendall County records, as of October 12, 2026

Owner of Record	Trust Name on File
Mailing Address	7306 TORREY CIR, PLAINFIELD, IL 60586-5972
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Feb 23, 2021	Deed of Trust, Mortgage · Line of Credit DUPAGE CU
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage ABRI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2002 · Amount on File
Deed Sale	Sep 13, 2002 · Amount on File
Deed Document Number	200221271
Last Transfer Date	Mar 10, 2014
Transfer Doc	0000003395
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	7306 TORREY CIR, PLAINFIELD, IL 60586-5972
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7306 TORREY CIR, PLAINFIELD, IL 60586-5972

Mortgage

Document Number	0000006410
Date	May 27, 2025
Instrument	202500006410

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	7306 TORREY CIR, PLAINFIELD, IL 60586-5972
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004708
Date	Feb 23, 2021
Instrument	202100004708

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	7306 TORREY CIR, PLAINFIELD, IL 60586-5972
Document Number	0000004368
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	May 12, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7306 TORREY CIR PLAINFIELD IL 605865972, PLAINFIELD, IL 60586-5972

Mortgage

Document Number	0000004368
Date	Mar 21, 2017
Instrument	4368

Lender

Name	ABRI CU
Type	Credit Union
Address	LOCKPORT, IL 60446

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 20, 2022

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Na-Au-Say Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,376 Land $16,000 Building $115,376	$394,128 Land $48,000 Building $346,128
2024	$8,412.00
2022		$95,402 Land $13,860 Building $81,542	$286,206 Land $41,580 Building $244,626

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7306 Torrey Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7306 Torrey Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Torrey Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures