7314 Drum Point Rd, Saint Michaels, MD 21663 Property Records

Talbot County property record for 7314 Drum Point Rd, Saint Michaels, MD 21663

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,118 sqft · built 1997
Lot Size	3.04 acres (132,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,120,000 (Oct 2017)
Tax Bill	$12,426 (2026)
Deeds & Mortgages	Oct 2017 Sale Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-087820`

Property Details

APN / Parcel Number

Primary APN	`02-087820`
Alternative APNs	`2087820` `087820`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,118 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	132,422 sqft (3.04 acres)
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	928 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	120 sqft
Deck Area	530 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	087820
Street Address	7314 DRUM POINT RD
City	SAINT MICHAELS
State	MD
Zip	21663-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.049 AC W/S PEA NECK RD
Legal Subdivision	GEORGE R LEWIS & WIFE PROPERTY
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	1
Census Block	1018
Census Tract	960600

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4108 WOODBINE ST, SET, CHEVY CHASE, MD 20815-5044
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2017	Grant Deed, Transfer EASTERN MT TITLE COMPANY
Oct 10, 2017	Grant Deed, Transfer CITIBANK
Jun 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on Record
Deed Sale	Oct 10, 2017 · Amount on Record
Prior Sale	Feb 15, 1995 · Amount on Record
Deed Document Number	20172485-295
Deed Book / Page	2485 / 295
Transfer Doc	0000000537
Record Updated	Oct 29, 2026

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TALBOT MD
Recording Date	Oct 10, 2017
Property Address	7314 DRUM POINT RD, ST MICHAELS, MD 21663-2744
Document Number	0024850295
Book / Page	002485 / 000295
Instrument Date	Oct 6, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	EASTERN MT TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4108 WOODBINE ST CHEVY CHASE MD 208155044, CHEVY CHASE, MD 20815-5044

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TALBOT MD
Recording Date	Oct 10, 2017
Property Address	7314 DRUM POINT RD, ST MICHAELS, MD 21663-2744
Document Number	0024850297
Book / Page	002485 / 000297
Instrument Date	Oct 6, 2017
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	EASTERN MT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4108 WOODBINE ST CHEVY CHASE MD 208155044, CHEVY CHASE, MD 20815-5044

Mortgage

Document Number	24850299
Date	Oct 10, 2017
Book Page	002485/000299

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	O'FALLON, MO 63368-2240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TALBOT MD
Recording Date	Jun 23, 2017
Property Address	7314 DRUM POINT RD, ST MICHAELS, MD 21663-2744
Document Number	0024570040
Book / Page	002457 / 000040
Instrument Date	Jun 23, 2017
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7314 POINT RD ST MICHAELS MD 21663, ST MICHAELS, MD 21663

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,426.00 (+8.35%)	$1,341,467 (+6.68%)	$1,509,400 (+20.03%) Land $760,400 Building $749,000
2025	$11,468.00 (+17.63%)	$1,257,500 (+10.33%) Land $661,800 Building $595,700	$1,257,500 (-) Land $661,800 Building $595,700
2023	$9,749.00	$1,139,767	$1,257,500 Land $661,800 Building $595,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 252 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	80 (1996–2026)
Claims Outside the SFHA	27 of 80
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Easton Velocity Fiber	1,000 / 125

Cell Coverage

5G and 4G LTE (outdoors only)

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