Talbot County property record for 7188 Drum Point Rd, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,010 sqft · built 1954 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,795 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 02-079569 |
| Primary APN | 02-079569 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,010 sqft Total Area |
| Basement Area | 30 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 304,920 sqft (7 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 560 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 603 sqft |
| Patio Area | 312 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 079569 |
|---|---|
| Street Address | 7188 DRUM POINT RD |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL C-7.00 AC DRUM POINT RD |
| Legal Subdivision | DRUM POINT VILLA SITES |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 960600 |
7188 Drum Point Rd is owned by two individuals who acquired it in May 1999.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 640, CENTER VALLEY, PA 18034-0640 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 1999 |
| Deed Sale | May 6, 1999 |
| Deed Document Number | 1999652 |
| Deed Book / Page | 441 / 501 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 7188 Drum Point Rd was $11,795, up 7.2% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,795.00 (+7.2%) | $1,273,000 | $1,406,400 Land $800,000 Building $606,400 |
| 2025 | $11,003.00 | ||
| 2023 | $9,485.00 | $1,108,900 | $1,206,300 Land $720,000 Building $486,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7188 Drum Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 252 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 252 in force |
| Nearby Flood Claims | 80 (1996–2026) |
| Claims Outside the SFHA | 27 of 80 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7188 Drum Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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