7313 SUMTER DR FAIR OAKS CA 956285624, FAIR OAKS, CA 95628-5624
Mortgage
Document Number
2012101841
Date
Dec 10, 2020
Instrument
2012101841
Lender
Name
OWNING CORP
Address
ORANGE, CA 92868
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 9, 2050
September 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
7313 SUMTER DR, FAIR OAKS, CA 95628-5624
Document Number
1909271318
Instrument Date
Sep 18, 2019
Transaction Type
Mortgage
Record Updated
Oct 15, 2019
Title Company
OTHER
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
7313 SUMTER DR FAIR OAKS CA 956285624, FAIR OAKS, CA 95628-5624
Mortgage
Document Number
1909271318
Date
Sep 27, 2019
Instrument
1909271318
Lender
Name
SAFE FCU
Type
Credit Union
Address
FOLSOM, CA 95630-8765
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Sep 26, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 7313 Sumter Dr was $3,493 with a homeowner's exemption, up 2.2% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Unified School District
San Juan Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$299,782 (+2%)Land $89,676Building $210,106
2025
$3,493.00 (+2.19%)Homeowner's exemption
$293,905Land $87,918Building $205,987
2024
$3,418.00 (+1.64%)
2023
$3,363.00 (+2.09%)Homeowner's exemption
$282,495Land $84,505Building $197,990
2022
$3,294.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 7313 Sumter Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 2 (40% premium discount)
Nearby Flood Policies
4 in force
Nearby Flood Claims
2 (1995–1998)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Mar 1998 · Severe Winter Storms And Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 7313 Sumter Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood
0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source
Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection
Mar 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · DSL
5,000 / 5,000
Xfinity Cable
2,000 / 2,000
Verizon Fixed Wireless
300 / 20
May also be available: GeoLinks, Succeed.Net, T-Mobile.