St. Charles County property record for 7313 Nelsons Mill Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,538 sqft · built 1995 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $237,000 (Nov 2015) |
| Tax Bill | $4,747 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A952000327 |
| Primary APN | A952000327 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,538 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,412 sqft |
| Finished Basement | 1,059 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 248 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A952000327 |
|---|---|
| Old Parcel Number | A952000327 |
| Street Address | 7313 NELSONS MILL DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN CHIMNEYS PH1 VLG J NELSONS MILL LOT 4 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | TWIN CHIMNEYS PH1 VLG J NELSONS MILL |
| Legal Lot Number | 4J |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311154 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7313 NELSONS MILL DR, O FALLON, MO 63368-8261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC |
| Nov 17, 2021 | Deed of Trust, Mortgage · Line of Credit ARSENAL CU |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC |
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC |
| Dec 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC |
| Dec 21, 2020 | Deed of Trust, Mortgage FAMILY FIN MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2015 · Amount on Record |
| Deed Sale | Nov 23, 2015 · Amount on Record |
| Prior Sale | Aug 17, 2000 · Amount on Record |
| Deed Document Number | 0006454864 |
| Deed Book / Page | 6454 / 864 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7313 NELSONS MILL DR, O FALLON, MO 63368-8261 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7313 NELSONS MILL DR, O FALLON, MO 63368-8261 |
| Document Number | 0000055461 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2025R-055461 |
| Name | FAMILY FINANCE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ARNOLD, MO 63010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7313 NELSONS MILL DR, O FALLON, MO 63368-8261 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7313 NELSONS MILL DR, O FALLON, MO 63368-8261 |
| Document Number | 2021R094317 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021R-094317 |
| Name | ARSENAL CU |
|---|---|
| Type | Credit Union |
| Address | ARNOLD, MO 63010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 2, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7313 NELSONS MILL DR, O FALLON, MO 63368-8261 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONS TITLE AGENCY OF MISS |
| Name | Verified Name |
|---|
| Document Number | 0068122374 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 6812/2374 |
| Instrument | 20170925000602510 |
| Name | FAMILY FINANCE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ARNOLD, MO 63010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7313 NELSONS MILL DR, O FALLON, MO 63368-8261 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073251067 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 7325/1067 |
| Instrument | 20200619000421570 |
| Name | FAMILY FINANCE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7313 NELSONS MILL DR, O FALLON, MO 63368-8261 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072060914 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 7206/0914 |
| Instrument | 20191227000746480 |
| Name | FAMILY FINANCE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ARNOLD, MO 63010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7313 NELSONS MILL DR, O FALLON, MO 63368-8261 |
| Document Number | 0000000129 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7313 NELSONS MILL DR O FALLON MO 633688261, O FALLON, MO 63368-8261 |
| Document Number | 0000000129 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 129 |
| Name | FAMILY FIN MTG |
|---|---|
| Type | Mortgage Company |
| Address | ARNOLD, MO 63010 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 3, 2051 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,747.00 | $74,019 (+2.26%) | $389,572 (+2.26%) Land $65,000 Building $324,572 |
| 2023 | $72,385 | ||
| 2022 | $380,973 Land $45,000 Building $335,973 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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