St. Charles County property record for 7305 Nelsons Mill Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,866 sqft · built 1994 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,054 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A952000325 |
| Primary APN | A952000325 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,866 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 916 sqft |
| Finished Basement | 434 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A952000325 |
|---|---|
| Old Parcel Number | A952000325 |
| Street Address | 7305 NELSONS MILL DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN CHIMNEYS PH1 VLG J NELSONS MILL LOT 2 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | TWIN CHIMNEYS PH1 VLG J NELSONS MILL |
| Legal Lot Number | 2J |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311154 |
7305 Nelsons Mill Dr is owner-occupied and held in a trust since February 2025.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7305 NELSONS MILL DR, O FALLON, MO 63368-8261 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Oct 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2025 |
| Deed Sale | Feb 13, 2025 |
| Prior Sale | May 9, 1997 · Amount on File |
| Deed Document Number | 0000006132 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7305 NELSONS MILL DR, O FALLON, MO 63368-8261 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7305 NELSONS MILL DR, O FALLON, MO 63368-8261 |
| Document Number | 0000089214 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021R-089214 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7305 NELSONS MILL DR, O FALLON, MO 63368-8261 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000497280 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 7141/0437 |
| Instrument | 20190912000497280 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 1, 2018 |
| Property Address | 7305 NELSONS MILL DR, O FALLON, MO 63368-8261 |
| Document Number | 0000561580 |
| Book / Page | 6984 / 1407 |
| Map Reference | MB 31 PG 376 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 20181001000561580 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | US TITLE CORPORATION AND AGE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7305 NELSONS MILL DR, 7305, O FALLON, MO 63368-8261 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7305 NELSONS MILL DR, O FALLON, MO 63368-8261 |
| Document Number | 0000561590 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 20181001000561590 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 7305 Nelsons Mill Dr was $4,054.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,054.00 | $63,112 | $332,166 |
| 2023 | $57,096 | ||
| 2022 | $300,505 Land $45,000 Building $255,505 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7305 Nelsons Mill Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7305 Nelsons Mill Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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