73120 Penn Mill Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 73120 Penn Mill Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,403 sqft · built 2006
Lot Size	0.79 acres (34,404 sqft)
Owner	Individual Name on Record
Last Sale	$262,000 (May 2026)
Tax Bill	$1,471 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2020 Mortgage
APN	`107-140-7945`

Property Details

APN / Parcel Number

Primary APN	`107-140-7945`
Alternative APN	`32027`

Interior

Building Area	1,403 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	34,404 sqft (0.79 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	73120 PENN MILL RD
City	COVINGTON
State	LA
Zip	70435-7365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.7898 AC M/L SEC 30 6 11 INST NO 1407110 INST NO 1425474 INST NO 1477249 INST NO 1477252 INST NO 1716811 INST NO 1952347
Legal Subdivision	PENN MILL RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1005
Census Tract	40204

Owner

Source: St. Tammany Parish records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	73120 PENN MILL RD, COVINGTON, LA 70435-7365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	20262492750
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 22, 2026
Property Address	73120 PENN MILL RD, COVINGTON, LA 70435-7365
Document Number	0002492750
Instrument Date	May 22, 2026
Instrument	20262492750
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	LE FLEUR DE LIS TITLE COMPANY, LE FLEUR DE LIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73120 PENN MILL RD, COVINGTON, LA 70435-7365

Mortgage

Document Number	0002492752,
Date	May 22, 2026
Instrument	20262492752

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	73120 PENN MILL RD, COVINGTON, LA 70435-7365
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002232212
Date	Oct 15, 2020
Instrument	2232212

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,471.00 (-3.79%) Homeowner's exemption	$20,615 (-) Land $2,500 Building $18,115	$206,146 (-) Land $25,000 Building $181,146
2024	$1,529.00 (+68.58%) Homeowner's exemption	$20,615 (+39.55%) Land $2,500 Building $18,115	$206,146 (+39.55%) Land $25,000 Building $181,146
2023	$907.00 Homeowner's exemption	$14,772 (-) Land $2,500 Building $12,272	$147,720 (-) Land $25,000 Building $122,720
2022	$907.00 Homeowner's exemption	$14,772 Land $2,500 Building $12,272	$147,720 Land $25,000 Building $122,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 403 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	403 in force
Nearby Flood Claims	15 (2016–2024)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Francine, Sep 2024 · 2 claims Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Mar 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 92% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGNOLIA-RIVER PARK private · serves 822 people · EPA ID LA1103198
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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