73098 Penn Mill Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 73098 Penn Mill Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,241 sqft · built 2005
Lot Size	0.785 acres (34,195 sqft)
Owner	Individual Name on Record
Last Sale	$119,900 (Feb 2005)
Tax Bill	$827 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2019 Mortgage
APN	`107-140-7928`

Property Details

APN / Parcel Number

Primary APN	`107-140-7928`
Alternative APN	`32013`

Interior

Building Area	1,241 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	34,195 sqft (0.785 acres)

Location & Zoning

Street Address	73098 PENN MILL RD
City	COVINGTON
State	LA
Zip	70435-7312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT J3 CONT .785 AC SEC 30 6 11 INST NO 1407110 INST NO 1431572 INST NO 1479254
Legal Subdivision	PENN MILL RD
Legal Tract	J3
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1005
Census Tract	40204

Owner

Source: St. Tammany Parish records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	73098 PENN MILL RD, COVINGTON, LA 70435-7312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 10, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2005 · Amount on Record
Deed Sale	Feb 24, 2005 · Amount on Record
Deed Document Number	20051479254
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 24, 2026
Property Address	73098 PENN MILL RD, COVINGTON, LA 70435-7312
Document Number	0002500021
Instrument Date	Jul 20, 2026
Instrument	20262500021
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73098 PENN MILL RD, COVINGTON, LA 70435-7312

Mortgage

Document Number	0002500021,
Date	Jul 24, 2026
Instrument	20262500021

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	73098 PENN MILL RD, COVINGTON, LA 70435-7312
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002164192
Date	Jul 10, 2019
Instrument	2164192

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$827.00 (-3.73%) Homeowner's exemption	$14,873 (-) Land $2,500 Building $12,373	$148,726 (-) Land $25,000 Building $123,726
2024	$859.00 (+35.7%) Homeowner's exemption	$14,873 (+18.3%) Land $2,500 Building $12,373	$148,726 (+18.3%) Land $25,000 Building $123,726
2023	$633.00 Homeowner's exemption	$12,572 (-) Land $2,500 Building $10,072	$125,720 (-) Land $25,000 Building $100,720
2022	$633.00 Homeowner's exemption	$12,572 Land $2,500 Building $10,072	$125,720 Land $25,000 Building $100,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 403 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	403 in force
Nearby Flood Claims	15 (2016–2024)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Francine, Sep 2024 · 2 claims Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Mar 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 92% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGNOLIA-RIVER PARK private · serves 822 people · EPA ID LA1103198
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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