Genesee County property record for 7312 Neff Rd, Mount Morris, MI 48458 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Jun 2018) |
| Tax Bill | $530 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-12-501-070 |
| Primary APN | 14-12-501-070 |
|---|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|
| Street Address | 7312 NEFF RD |
|---|---|
| City | MOUNT MORRIS |
| State | MI |
| Zip | 48458-1837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 81 ELMCREST GARDENS |
| Legal Subdivision | ELMCREST GARDENS |
| Legal Lot Number | 81 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | MOUNT MORRIS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10504 |
Source: Genesee County records · APN 14-12-501-070
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7312 NEFF RD, MOUNT MORRIS, MI 48458-1837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Feb 18, 2026 | Intrafamily Transfer, Transfer · Line of Credit ELGA CREDIT UNION |
| Feb 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jun 08, 2018 | Warranty Deed, Transfer MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY |
| May 21, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2018 · Amount on Record |
| Deed Sale | Jun 08, 2018 · Amount on Record |
| Prior Sale | Jun 22, 1999 · Amount on Record |
| Deed Document Number | 201870566 |
| Last Transfer Date | Feb 10, 2026 |
| Transfer Doc | 0000003730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Feb 18, 2026 |
| Property Address | 7312 NEFF RD, MOUNT MORRIS, MI 48458-1837 |
| Document Number | 0000003730 |
| Map Reference | LB 6 PG 14 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 202602180003730 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Title Company | TRANSNATION TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7312 NEFF RD, MOUNT MORRIS, MI 48458-1837 |
| Document Number | 0000003731 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 202602180003731 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 7312 NEFF RD, MOUNT MORRIS, MI 48458-1837 |
| Document Number | 0000010176 |
| Instrument Date | Feb 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7312 NEFF RD MOUNT MORRIS MI 484581837, MOUNT MORRIS, MI 48458-1837 |
| Document Number | 0000010176 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 10176 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 20, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 08, 2018 |
| Property Address | 7312 NEFF RD, MOUNT MORRIS, MI 48458-1837 |
| Document Number | 0000070566 |
| Instrument Date | May 21, 2018 |
| Instrument | 70566 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $860.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7312 NEFF RD MOUNT MORRIS MI 484581837, MOUNT MORRIS, MI 48458-1837 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 7312 NEFF RD, MOUNT MORRIS, MI 48458-1837 |
| Document Number | 0000070410 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2018 |
| Title Company | MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 5214 PERRY RD GRAND BLANC MI 484391658, GRAND BLANC, MI 48439-1658 |
| Document Number | 0000070410 |
|---|---|
| Date | Jun 07, 2018 |
| Instrument | 70410 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 06, 2048 |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Mount Morris Township |
| Unified School District | Mount Morris Consolidated School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $530.00 (-77.04%) Homeowner's exemption | $79,500 (+31.4%) | $159,000 (+31.4%) |
| 2024 | $2,308.00 (+33.26%) | ||
| 2023 | $60,500 | $121,000 | |
| 2019 | $1,732.00 |
Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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