7310 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7310 Carmel St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,900 sqft · built 1952
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$995,000 (Mar 2026)
Tax Bill	$10,546 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2023 Transfer + 5 more
Flood Zone	Zone X (moderate risk)
APN	`799-17-025`

Property Details

APN / Parcel Number

Primary APN	`799-17-025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	1,522 sqft
1st Floor Area	1,522 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1953
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7310 CARMEL ST
City	GILROY
State	CA
Zip	95020-6135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	GLEN VIEW TR
Legal Block	1
Legal Lot Number	19
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2006
Census Tract	512512

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7310 CARMEL ST, GILROY, CA 95020-6135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Grant Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Aug 3, 2023	Intrafamily Transfer, Transfer
Feb 9, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 3, 2020	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY
Aug 3, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE
Dec 23, 2019	Affidavit of Death, Transfer NOT AVAILABLE
Dec 23, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	202625954044
Prior Transfer Date	Feb 7, 2022
Prior Transfer Doc	0025236376
Record Updated	Sep 20, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 9, 2026
Property Address	7310 CARMEL ST, GILROY, CA 95020-6135
Document Number	0025954044
Map Reference	MB 22 PG 45
Instrument Date	Feb 23, 2026
Instrument	25954044
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,094.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7310 CARMEL ST, GILROY, CA 95020-6135

Mortgage

Document Number	0025954045
Date	Mar 9, 2026
Instrument	25954045

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 3, 2023
Property Address	7310 CARMEL ST, GILROY, CA 95020-6135
Document Number	0025513899
Map Reference	MB 22 PG 45
Instrument Date	Aug 3, 2023
Instrument	25513899
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42840 PHILADELPHIA PL, FREMONT, CA 94538-5531

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 9, 2022
Property Address	7310 CARMEL ST, GILROY, CA 95020-6135
Document Number	0025236376
Map Reference	MB 22 PG 45
Instrument Date	Feb 7, 2022
Instrument	25236376
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	42840 PHILADELPHIA PL, FREMONT, CA 94538-5531

Mortgage

Document Number	0025236377
Date	Feb 9, 2022
Instrument	25236377

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 3, 2020
Property Address	7310 CARMEL ST, GILROY, CA 95020-6135
Document Number	0024562163
Map Reference	MB 22 PG 45
Instrument Date	Jul 29, 2020
Instrument	24562163
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42480 PHILADELPHIA PLACE, FREMONT, CA 94538

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 3, 2020
Property Address	7310 CARMEL ST, GILROY, CA 95020-6135
Document Number	0024562164
Instrument Date	Jun 25, 2020
Instrument	24562164
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$868.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	42480 PHILADELPHIA PL FREMONT CA 94538, FREMONT, CA 94538

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 23, 2019
Property Address	7310 CARMEL ST, GILROY, CA 95020-6135
Document Number	0024364172
Instrument Date	Nov 20, 2019
Instrument	24364172
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	17310 CARMEL ST GILROY CA 95020, GILROY, CA 95020

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 23, 2019
Property Address	7310 CARMEL ST, GILROY, CA 95020-6135
Document Number	0024364171
Instrument Date	Nov 20, 2019
Instrument	24364171
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7310 CARMEL ST GILROY CA 950206135, GILROY, CA 95020-6135

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,993 (+2%) Land $574,121 Building $296,872
2025	$10,546.00 (+2.18%)	$853,915 (+4.04%) Land $562,864 Building $291,051
2023	$10,321.00 (+1.66%)	$820,758 Land $541,008 Building $279,750
2022	$10,152.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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