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7297 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7297 Carmel St, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,534 sqft · built 1956
Lot Size0.195 acres (8,512 sqft)
OwnerTrust Name on File
Last Sale$185,000 (Dec 1994)
Tax Bill$4,147 (2025)
Deeds & MortgagesSep 2022 Transfer
Oct 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN799-16-001

Property Details

APN / Parcel Number

Primary APN799-16-001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,534 sqft Living Area
Gross Area1,120 sqft
1st Floor Area1,120 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleCustom Design
Construction TypeWood
Lot Area8,512 sqft (0.195 acres)
Lot Dimensions133 ft deep x 64 ft wide
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address7297 CARMEL ST
CityGILROY
StateCA
Zip95020-6132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionMAP J4 977
Legal Subdivision626 GLEN VIEW
Legal Block2
Legal Lot Number1
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2015
Census Tract512512

Owner

7297 Carmel St is owner-occupied and held in a trust since September 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordTrust Name on File
Mailing Address7297 CARMEL ST, GILROY, CA 95020-6132
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Intrafamily Transfer, Transfer
Oct 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 1994 · Amount on File
Deed SaleDec 16, 1994 · Amount on File
Deed Document Number199412751476
Deed Book / Page702 / 381
Last Transfer DateSep 9, 2022
Transfer Doc0025376199
Record UpdatedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateSep 22, 2022
Property Address7297 CARMEL ST, GILROY, CA 95020-6132
Document Number0025376199
Map ReferenceMB 22 PG 45
Instrument DateSep 9, 2022
Instrument25376199
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address7297 CARMEL ST, GILROY, CA 95020-6132

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7297 CARMEL ST, GILROY, CA 95020-6132
Transaction TypeMortgage
Record UpdatedOct 12, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7297 CARMEL ST, GILROY, CA 95020-6132

Mortgage

Document Number0025119561
DateOct 1, 2021
Instrument25119561
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7297 Carmel St was $4,147 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$342,514 (+2%) Land $111,348 Building $231,166
2025$4,147.00 Homeowner's exemption$335,799 Land $109,165 Building $226,634
2023$4,054.00 (+1.73%) Homeowner's exemption$322,762 Land $104,927 Building $217,835
2022$3,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7297 Carmel St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7297 Carmel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier, GeoLinks.

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