731 Twin Ln, Soquel, CA 95073 Property Records

Santa Cruz County property record for 731 Twin Ln, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,959 sqft · built 1981
Lot Size	16.4 acres (718,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$955,000 (Apr 2015)
Tax Bill	$17,280 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`099-051-46`

Property Details

APN / Parcel Number

Primary APN	`099-051-46`
Alternative APN	`099-051-46-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	3,959 sqft Living Area
Gross Area	5,003 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	718,087 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	1,044 sqft
Parking Spaces	4 Parking Spaces
Deck Area	272 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	731 TWIN LN
City	SOQUEL
State	CA
Zip	95073-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	TWP 10S RGE 01W SEC 15
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	121100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	731 TWIN LN, SOQUEL, CA 95073-9544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 16, 2021	Intrafamily Transfer, Transfer
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU
Mar 6, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2015 · Amount on Record
Deed Sale	Apr 10, 2015 · Amount on Record
Deed Document Number	201513428
Prior Transfer Date	Dec 30, 1996
Prior Transfer Doc	0000001993
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	731 TWIN LN, SOQUEL, CA 95073-9544
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 TWIN LN, SOQUEL, CA 95073-9544

Mortgage

Document Number	0000057176
Date	Nov 19, 2021
Instrument	2021-0057176

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 16, 2021
Property Address	731 TWIN LN, SOQUEL, CA 95073-9544
Document Number	0000047553
Instrument Date	Sep 2, 2021
Instrument	2021-0047553
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	731 TWIN LN, SOQUEL, CA 95073-9544

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	731 TWIN LN, SOQUEL, CA 95073-9544
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 TWIN LN, SOQUEL, CA 95073-9544

Mortgage

Document Number	0000007262
Date	Feb 8, 2021
Instrument	2021-0007262

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jan 20, 2046

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	731 TWIN LN, SOQUEL, CA 95073-9544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005744
Date	Mar 6, 2019
Instrument	2019-0005744

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2044

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	731 TWIN LN, SOQUEL, CA 95073-9544
Document Number	0000024052
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	731 TWIN LN SOQUEL CA 950739544, SOQUEL, CA 95073-9544

Mortgage

Document Number	0000024052
Date	Jul 6, 2020
Instrument	24052

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Mountain Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,556,215 (+2%) Land $956,192 Building $600,023
2025	$17,280.00 (+5.83%) Homeowner's exemption	$1,525,702 (+4.04%) Land $937,444 Building $588,258
2023	$16,328.00 (+1.32%)	$1,466,456 Land $901,041 Building $565,415	$1,378,800
2022	$16,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1989–2000)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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