503 Twin Ln, Soquel, CA 95073 Property Records

Santa Cruz County property record for 503 Twin Ln, Soquel, CA 95073

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,703 sqft · built 2018
Lot Size	5.42 acres (236,226 sqft)
Owner	Trust Name on Record
Last Sale	$1,260,000 (Sep 2006)
Tax Bill	$18,424 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099-051-36`

Property Details

APN / Parcel Number

Primary APN	`099-051-36`
Alternative APN	`099-051-36-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,703 sqft Living Area
Gross Area	3,471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Material	Tile
Lot Area	236,226 sqft
Terrain	Combination
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	1,682 sqft
Patio Area	1,682 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	369 TWIN LN
City	SOQUEL
State	CA
Zip	95073-9716
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Subdivision	SURVEY OF THE LANDS OF WILLIAM W BROWNE
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	121100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	369 TWIN LN, SOQUEL, CA 95073-9716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Sep 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage LIGHTHOUSE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2006 · Amount on Record
Deed Sale	Sep 21, 2006 · Amount on Record
Prior Sale	Apr 3, 2002 · Amount on Record
Deed Document Number	200655074
Transfer Doc	0000042325
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	369 TWIN LN, SOQUEL, CA 95073-9716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	369 TWIN LN, SOQUEL, CA 95073-9716

Mortgage

Document Number	0000049932
Date	Nov 23, 2020
Instrument	2020-0049932

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	369 TWIN LN, SOQUEL, CA 95073-9716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002515
Date	Jan 30, 2019
Instrument	2019-0002515

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 27, 2017
Property Address	369 TWIN LN, SOQUEL, CA 95073-9716
Instrument Date	Sep 19, 2017
Instrument	32191
Transaction Type	Construction Loan
Record Updated	Oct 18, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	369 TWIN LN SOQUEL CA 950739716, SOQUEL, CA 95073-9716

Mortgage

Document Number	0000032191
Date	Sep 27, 2017
Instrument	32191

Lender

Name	LIGHTHOUSE BK
Type	Bank
Address	SANTA CRUZ, CA 95060

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Mountain Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,631,709 (+2%) Land $819,954 Building $811,755
2025	$18,424.00 (+6.18%) Homeowner's exemption	$1,599,715 (+4.04%) Land $803,877 Building $795,838
2023	$17,351.00 (+1.29%) Homeowner's exemption	$1,537,596 Land $772,661 Building $764,935	$1,509,390
2022	$17,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1989–2000)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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