731 Second Creek Rd, Union, MO 63084 Property Records

Franklin County property record for 731 Second Creek Rd, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,301 sqft · built 1925
Lot Size	54 acres (2,352,240 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,129 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-9-29.0-0-000-052.200`

Property Details

APN / Parcel Number

Primary APN	`17-9-29.0-0-000-052.200`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,301 sqft Living Area
1st Floor Area	4,190 sqft

Exterior

Year Built	Built 1925
Construction Type	Frame
Lot Area	2,352,240 sqft (54 acres)
Utility Building	2,016 sqft

Location & Zoning

Street Address	731 SECOND CREEK RD
City	UNION
State	MO
Zip	63084-2889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E 1/2 NE LYING N OF RR
Legal Range	01W
Legal Township	43
Legal Section	29
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1002
Census Tract	800605

Owner

Source: Franklin County records · APN 17-9-29.0-0-000-052.200

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	731 SECOND CREEK RD, UNION, MO 63084-2889
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Sep 18, 2019	Deed of Trust, Mortgage · Line of Credit UNITED BK/UNION
Apr 23, 2018	Warranty Deed, Transfer · Line of Credit UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2019
Deed Sale	Nov 20, 2019
Prior Sale	Nov 20, 2019
Deed Document Number	1916023
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	731 SECOND CREEK RD, UNION, MO 63084-2889
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002109837
Date	May 25, 2021
Instrument	2109837

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	731 SECOND CREEK RD, UNION, MO 63084-2889
Document Number	0000015260
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	731 SECOND CREEK RD UNION MO 630842889, UNION, MO 63084-2889

Mortgage

Document Number	0000015260
Date	Nov 05, 2019
Instrument	15260

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 04, 2049

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 23, 2018
Property Address	731 SECOND CREEK RD, UNION, MO 63084-2889
Document Number	0000005393
Instrument Date	Apr 20, 2018
Instrument	5393
Transaction Type	Transfer
Record Updated	May 02, 2018
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 SECOND CREEK RD UNION MO 630842889, UNION, MO 63084-2889

Mortgage

Document Number	5394
Date	Apr 23, 2018
Instrument	5394

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,129.00 (+3.77%)	$21,399 (+4.69%)	$127,600 (+3.2%) Land $41,600 Building $86,000
2023	$1,088.00 (+6.46%)	$20,441	$123,640 Land $39,600 Building $84,040
2022	$1,022.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Bays-ET Highspeed, BlueBit Networks, Verizon.

Based on FCC filings for 16 locations within half a mile of this property.

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