632 Second Creek Rd, Union, MO 63084 Property Records

Franklin County property record for 632 Second Creek Rd, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,492 sqft · built 2014
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,332 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-8-28.0-0-033-029.320`

Property Details

APN / Parcel Number

Primary APN	`17-8-28.0-0-033-029.320`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,492 sqft Living Area

Exterior

Year Built	Built 2014
Construction Type	Frame
Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	632 SECOND CREEK RD
City	UNION
State	MO
Zip	63084-2888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W 1/2 NW
Legal Range	01W
Legal Township	43
Legal Section	28
Legal Subdivision	SECOND CRK XING 3
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1002
Census Tract	800605

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	632 SECOND CREEK RD, UNION, MO 63084-2888
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Mar 11, 2017	Deed of Trust, Mortgage · Line of Credit UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2014
Deed Sale	May 16, 2014
Deed Document Number	1406026
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	632 SECOND CREEK RD, UNION, MO 63084-2888
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002206144
Date	Apr 18, 2022
Instrument	2206144

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	632 SECOND CREEK RD, UNION, MO 63084-2888
Document Number	0000003860
Instrument Date	Mar 11, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	632 SECOND CREEK RD UNION MO 630842888, UNION, MO 63084-2888

Mortgage

Document Number	0000003860
Date	Mar 17, 2017
Instrument	3860

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 16, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,332.00 (+9.17%)	$63,106 (+10.06%)	$332,570 (+10.05%) Land $20,180 Building $312,390
2023	$3,052.00 (-11.15%)	$57,338	$302,210 Land $18,180 Building $284,030
2022	$3,435.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Bays-ET Highspeed, BlueBit Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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