DuPage County property record for 731 S River Rd, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,450 sqft · built 1984 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $851,000 (May 2026) |
| Tax Bill | $11,209 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-23-409-007 |
| Primary APN | 07-23-409-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,450 sqft Living Area |
| Gross Area | 3,704 sqft |
| 1st Floor Area | 1,268 sqft |
| 2nd Floor Area | 1,182 sqft |
| Basement Area | 1,254 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 13.4 ft deep x 8.4 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 731 S RIVER RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-6305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | THE COUNTRYSIDE OF NAPERVILLE UNIT ONE ALL |
| Legal Subdivision | THE COUNTRYSIDE OF NAPERVILLE UNIT ONE |
| Legal Lot Number | 33 |
| Legal Unit | 1 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 846521 |
731 S River Rd is owned and occupied by an individual who bought it in May 2026.
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 731 S RIVER RD, NAPERVILLE, IL 60540-6305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Dec 8, 2025 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on File |
| Deed Sale | May 15, 2026 · Amount on File |
| Prior Sale | Dec 8, 2025 · Amount on File |
| Deed Document Number | 202632381 |
| Prior Transfer Date | Dec 5, 2014 |
| Prior Transfer Doc | 0000003534 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 15, 2026 |
| Property Address | 731 S RIVER RD, NAPERVILLE, IL 60540-6305 |
| Document Number | 0000032381 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 2026.32381 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | PROPERTY TITLE, PROPER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128,926.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 731 S RIVER RD, NAPERVILLE, IL 60540-6305 |
| Document Number | 0000032382, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026..32382 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Dec 8, 2025 |
| Property Address | 731 S RIVER RD, NAPERVILLE, IL 60540-6305 |
| Document Number | 0000079136 |
| Map Reference | DOC R79-12213 |
| Instrument Date | Oct 28, 2025 |
| Instrument | R2025-079136 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $545.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75408 PLAINFIELD, NAPERVILLE, IL 60540 |
The 2025 property tax bill for 731 S River Rd was $11,209, up 4.4% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,209.00 (+4.44%) Veteran's exemption | $206,109 (+9.67%) Land $55,131 Building $150,978 | $618,327 (+9.67%) Land $165,393 Building $452,934 |
| 2024 | $10,732.00 Homeowner's exemption Veteran's exemption | $187,936 Land $50,270 Building $137,666 | $563,808 Land $150,810 Building $412,998 |
| 2022 | $10,208.00 Homeowner's exemption Senior Citizen's exemption | $160,370 Land $42,560 Building $117,810 | $481,110 Land $127,680 Building $353,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 731 S River Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1996–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 731 S River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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