730 S River Rd, Naperville, IL 60540 Property Records

DuPage County property record for 730 S River Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,942 sqft · built 1981
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Sep 2022)
Tax Bill$11,718 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-23-403-019

Property Details

APN / Parcel Number

Primary APN07-23-403-019

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,942 sqft Living Area
Gross Area3,152 sqft
1st Floor Area1,192 sqft
2nd Floor Area1,120 sqft
Basement Area840 sqft
Finished Basement630 sqft
Unfinished Basement210 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeFrame
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions13.5 ft deep x 9.5 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address730 S RIVER RD
CityNAPERVILLE
StateIL
Zip60540-6333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTHE COUNTRYSIDE OF NAPERVILLE UNIT ONE ALL
Legal SubdivisionTHE COUNTRYSIDE OF NAPERVILLE UNIT ONE
Legal Lot Number42
Legal Unit1
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group4
Census Block4000
Census Tract846521

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1700 SIMMS ST, AURORA, IL 60504-4789
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2022Warranty Deed, Transfer · Conventional Mortgage
MARQUETTE BANK
Oct 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL FEDERAL BANK
May 22, 2018Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Aug 14, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2022 · Amount on Record
Deed SaleSep 1, 2022 · Amount on Record
Prior SaleMay 22, 2018 · Amount on Record
Deed Document Number202282044
Prior Transfer DateOct 3, 2000
Prior Transfer Doc0000159687
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateSep 1, 2022
Property Address730 S RIVER RD, NAPERVILLE, IL 60540-6333
Document Number0000082044
Map ReferenceDOC R79-12213
Instrument DateAug 17, 2022
InstrumentR2022-082044
Transaction TypeTransfer
Record UpdatedSep 16, 2022
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address730 S RIVER RD, 730, NAPERVILLE, IL 60540-6333

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address730 S RIVER RD, NAPERVILLE, IL 60540-6333

Mortgage

Document Number0000082046
DateSep 1, 2022
InstrumentR2022-082046
Lender
NameMARQUETTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2037
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address730 S RIVER RD, NAPERVILLE, IL 60540-6333
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000122633
DateOct 21, 2020
InstrumentR2020-122633
Lender
NameMUTUAL FEDERAL BANK
TypeBank
AddressCHICAGO, IL 60608
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035
Interest
Rate TypeFixed Rate
Rate2.25%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMay 22, 2018
Property Address730 S RIVER RD, NAPERVILLE, IL 60540-6333
Document Number0000045040
Instrument DateMay 14, 2018
Instrument45040
Transaction TypeTransfer
Record UpdatedJun 14, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address182 N MARSHFIELD AVE CHICAGO IL 60622, CHICAGO, IL 60622

Mortgage

Document Number45041
DateMay 22, 2018
Instrument45041
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2048
Interest
Rate TypeFixed Rate
Rate4.37%

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDU PAGE IL
Recording DateAug 14, 2017
Property Address730 S RIVER RD, NAPERVILLE, IL 60540-6333
Document Number0000083069
Instrument DateAug 9, 2017
Instrument83069
Transaction TypeForeclosure
Record UpdatedSep 6, 2017

Transaction

AmountAmount Recorded
Tax$724.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3628 HERITAGE DR NORTHBROOK IL 600624239, NORTHBROOK, IL 60062-4239
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,718.00 (+14.5%)$206,743 (+32.74%) Land $62,014 Building $144,729$620,229 (+32.74%) Land $186,042 Building $434,187
2022$10,234.00 Homeowner's exemption$155,750 Land $47,870 Building $107,880$467,250 Land $143,610 Building $323,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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