731 River Rd, Franklin, NC 28734 Property Records

Macon County property record for 731 River Rd, Franklin, NC 28734 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,562 sqft · built 2007
Lot Size	2.35 acres (102,366 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Nov 2012)
Tax Bill	$1,798 (2023)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7513090700`

Property Details

APN / Parcel Number

Primary APN	`7513090700`
Alternative APNs	`0349553` `128467`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,562 sqft Heated Area
1st Floor Area	2,375 sqft
Upper Floors Area	1,187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	102,366 sqft (2.35 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	500 sqft
Deck Area	165 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	128467
Street Address	731 RIVER RD
City	FRANKLIN
State	NC
Zip	28734-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ON S R 1672
Jurisdiction	MACON NC
Township / Civil Division	ELLIJAY
Census Block Group	3
Census Block	3021
Census Tract	970600

Owner

Source: Macon County records · APN 7513090700

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	731 RIVER RD, FRANKLIN, NC 28734-3522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 29, 2012 · Amount on Record
Deed Sale	Nov 29, 2012 · Amount on Record
Prior Sale	Nov 16, 2012
Deed Document Number	20128291
Deed Book / Page	35 / 2143
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	731 RIVER RD, FRANKLIN, NC 28734-3522
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00Z38/1394
Date	Jan 08, 2019
Book Page	Z-38/1394
Instrument	2019000137

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,720 (-) Land $64,990 Building $466,730	$531,720 (-) Land $64,990 Building $466,730
2023	$1,798.00	$531,720 Land $64,990 Building $466,730	$531,720 Land $64,990 Building $466,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139706003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force 5 of 14 on primary residences
Nearby Flood Claims	11 (2004–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Flood Events	Tropical Storm Helene (Sep 2024), 5 claims Hurricane Ivan (Sep 2004), 4 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,220 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.