Carroll County property record for 731 Rainbow Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,274 sqft · built 1977 |
| Lot Size | 0.576 acres (25,091 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $550,000 (Aug 2026) |
| Tax Bill | $4,171 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-038606 |
| Primary APN | 04-038606 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,274 sqft Total Area |
| Basement Area | 552 sqft |
| Finished Basement | 552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 25,091 sqft (0.576 acres) |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 620 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 038606 |
|---|---|
| Street Address | 2698 RAINBOW DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT. 11 - 0.576 AC (2 2698 RAINBOW DR. PLT. 16 SCOTSDALE SC. 2 |
| Legal Subdivision | SCOTSD |
| Legal Lot Number | 11 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 504202 |
731 Rainbow Dr is owned by a company that bought it in August 2026 and is owner-occupied.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2698 RAINBOW DR, WESTMINSTER, MD 21157-7692 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Oct 13, 2018 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Jan 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on File |
| Deed Sale | Aug 14, 2026 · Amount on File |
| Prior Sale | Aug 24, 1999 · Amount on File |
| Deed Book / Page | 11837 / 16 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 14, 2026 |
| Property Address | 731 RAINBOW DR, WESTMINSTER, MD 21157-7663 |
| Document Number | 1183000016 |
| Book / Page | 11837 / 16 |
| Instrument Date | Jul 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 1183000023, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 11837/23 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 731 RAINBOW DR, WESTMINSTER, MD 21157-7663 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 731 RAINBOW DR, WESTMINSTER, MD 21157-7663 |
| Document Number | 0104540143 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 10454/143 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 731 RAINBOW DR, WESTMINSTER, MD 21157-7663 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 731 RAINBOW DR, WESTMINSTER, MD 21157-7663 |
| Document Number | 0106960070 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 10696/70 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 731 RAINBOW DR, WESTMINSTER, MD 21157-7663 |
| Document Number | 0091510453 |
| Instrument Date | Oct 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2018 |
| Name | Verified Name |
|---|---|
| Address | 731 RAINBOW DR WESTMINSTER MD 211577663, WESTMINSTER, MD 21157-7663 |
| Document Number | 0091510453 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 009151/000453 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 731 RAINBOW DR, WESTMINSTER, MD 21157-7663 |
| Document Number | 0085830261 |
| Book / Page | 008583 / 000261 |
| Instrument Date | Jan 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2017 |
| Title Company | AMC SETTLEMENT SERVICES LLC, AMC SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 731 RAINBOW DR WESTMINSTER MD 211577663, WESTMINSTER, MD 21157-7663 |
| Document Number | 0085830261 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 008583/000261 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 12, 2032 |
The 2026 property tax bill for 731 Rainbow Dr was $4,171 with a homeowner's exemption, up 4.9% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,171.00 (+4.85%) Homeowner's exemption | $413,467 | $430,600 Land $183,000 Building $247,600 |
| 2025 | $3,978.00 Homeowner's exemption | ||
| 2023 | $3,768.00 Homeowner's exemption | $333,500 | $404,900 Land $143,000 Building $261,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 731 Rainbow Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 731 Rainbow Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures