731 Old Bear Rd, Royal, AR 71968 Property Records

Garland County property record for 731 Old Bear Rd, Royal, AR 71968

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 924 sqft · built 1985
Lot Size	37.4 acres (1,631,758 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`100-18243-000`

Property Details

APN / Parcel Number

Primary APN	`100-18243-000`
Alternative APNs	`691386.0` `80569`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	3,924 sqft
1st Floor Area	924 sqft
Upper Floors Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Mobile/Manufactured
Lot Area	1,631,758 sqft (37.4 acres)
Terrain	Gentle Slope
Garage Area	768 sqft
Porch	Open Porch
Porch Area	804 sqft
Patio Area	2,023 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	691386.0
Street Address	731 OLD BEAR RD
City	ROYAL
State	AR
Zip	71968-8737
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NE
Legal Range	21W
Legal Township	02S
Legal Section	35
Jurisdiction	GARLAND AR
Township / Civil Division	WHITTINGTON
Census Block Group	1
Census Block	1040
Census Tract	10302

Owner

Source: Garland County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	731 OLD BEAR RD, ROYAL, AR 71968-8737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Construction Loan · Line of Credit SOUTHERN BANCORP
Nov 1, 2017	Loan Modification, Mortgage SOUTHERN BANCORP BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 10, 2010
Deed Sale	Dec 10, 2010
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Recording Date	Dec 22, 2020
Property Address	731 OLD BEAR RD, ROYAL, AR 71968-8737
Document Number	0042440443
Book / Page	004244 / 000443
Instrument Date	Dec 3, 2020
Transaction Type	Construction Loan
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	731 OLD BEAR RD ROYAL AR 719688737, ROYAL, AR 71968-8737

Mortgage

Document Number	42440443
Date	Dec 22, 2020
Book Page	004244/000443

Lender

Name	SOUTHERN BANCORP
Type	Bank
Address	HOT SPRINGS, AR 71913

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 21, 2021

Interest

Rate Type	Adjustable Rate

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARLAND AR
Property Address	731 OLD BEAR RD, ROYAL, AR 71968-8737
Document Number	0038990946
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	731 OLD BEAR RD ROYAL AR 719688737, ROYAL, AR 71968-8737

Mortgage

Document Number	0038990946
Date	Nov 20, 2017
Book Page	003899/000946

Lender

Name	SOUTHERN BANCORP BK NA
Type	Bank
Address	HOT SPRINGS, AR 71913

Agreement

Term	12 Months
Due	Nov 19, 2018

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,015.00 (-11.89%) Homeowner's exemption	$82,120 (-) Land $11,040 Building $71,080
2023	$1,152.00 Homeowner's exemption	$82,120 Land $11,040 Building $71,080	$410,600 Land $55,200 Building $355,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WEHCO Video Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: C&W Communications.

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