San Diego County property record for 731 Oak St, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,823 sqft · built 2003 |
| Lot Size | 4.93 acres (215,186 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $700,000 (Oct 2003) |
| Tax Bill | $11,307 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-087-15-00 |
| Primary APN | 280-087-15-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,823 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 215,186 sqft |
| Parking Spaces | 6 Parking Spaces |
| Old Parcel Number | 2800871300 |
|---|---|
| Street Address | 731 OAK ST |
| City | RAMONA |
| State | CA |
| Zip | 92065-1969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | BLK 216 (EX S 432.07 FT)BLK 217&(EX S 432.07 FT OF 92.62 FT) TR 000643 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000643 |
| Legal Block | 216,2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 20812 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 731 OAK ST, RAMONA, CA 92065-1969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2003 · Amount on Record |
| Deed Sale | Oct 10, 2003 · Amount on Record |
| Prior Sale | Jun 26, 2002 · Amount on Record |
| Deed Document Number | 20031251944 |
| Last Transfer Date | Apr 15, 2004 |
| Transfer Doc | 0000357382 |
| Record Updated | Oct 29, 2026 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,068,395 (+2%) Land $435,061 Building $633,334 | |
| 2025 | $11,307.00 (+15.41%) Homeowner's exemption | $1,047,447 (+13.24%) Land $426,531 Building $620,916 |
| 2023 | $9,797.00 (+0.31%) Homeowner's exemption | $925,000 Land $370,000 Building $555,000 |
| 2022 | $9,767.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 20 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
May also be available: Cox Communications, Verizon.
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