326 Oak St, Ramona, CA 92065 Property Records

San Diego County property record for 326 Oak St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,652 sqft · built 2000
Lot Size	1.11 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Aug 2012)
Tax Bill	$3,586 (2025)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`281-075-57-00`

Property Details

APN / Parcel Number

Primary APN	`281-075-57-00`
Alternative APN	`2810754900`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,652 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	48,787 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2810754900
Street Address	326 OAK ST
City	RAMONA
State	CA
Zip	92065-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 281 PAR A PER DOC91-270832 IN BLK 280& TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	281,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1029
Census Tract	20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 OAK ST, RAMONA, CA 92065-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2012 · Amount on Record
Deed Sale	Aug 14, 2012 · Amount on Record
Prior Sale	May 23, 1994 · Amount on Record
Deed Document Number	2012483932
Prior Transfer Date	Sep 1, 1993
Prior Transfer Doc	0000337158
Record Updated	Oct 29, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 7, 2025
Property Address	326 OAK ST, RAMONA, CA 92065-1906
Document Number	0000279278
Instrument Date	Oct 7, 2025
Instrument	2025-0279278
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67447 ZUNI CT, CATHEDRAL CITY, CA 92234-9438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67447 ZUNI CT, CATHEDRAL CITY, CA 92234-9438

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$320,281 (+2%) Land $105,456 Building $214,825
2025	$3,586.00 (+11.4%)	$314,002 (+4.04%) Land $103,389 Building $210,613
2023	$3,219.00 (-5.27%)	$301,811 Land $99,375 Building $202,436
2022	$3,398.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20