731 NE 12th St, Bend, OR 97701 Property Records

Deschutes County property record for 731 NE 12th St, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,212 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Jul 2024)
Tax Bill	$4,190 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171233-DB-08200`

Property Details

APN / Parcel Number

Primary APN	`171233-DB-08200`
Alternative APNs	`R1001171233DB08200` `105794`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,212 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	1,537 sqft
Basement Area	675 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	440 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	105794
Street Address	731 NE 12TH ST
City	BEND
State	OR
Zip	97701-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	FIRST ADDITION TO BEND PARK BLOCK 119 LOT 24.+PT.23
Legal Range	12
Legal Township	17
Legal Section	33
Legal Subdivision	FIRST ADDITION TO BEND PARK
Legal Block	119
Legal Lot Number	24
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1014
Census Tract	1801

Owner

Source: Deschutes County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	731 NE 12TH ST, BEND, OR 97701-4811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Aug 8, 2013 · Amount on Record
Deed Document Number	202418726
Prior Transfer Date	Sep 17, 2018
Prior Transfer Doc	0000038530
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	731 NE 12TH ST, BEND, OR 97701-4811
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 NE 12TH ST, BEND, OR 97701-4811

Mortgage

Document Number	0000008312
Date	Apr 12, 2023
Instrument	2023-08312

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	731 NE 12TH ST, BEND, OR 97701-4811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028506
Date	Jun 19, 2020
Instrument	2020-28506

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 24, 2018
Property Address	731 NE 12TH ST, BEND, OR 97701-4811
Document Number	0000038530
Instrument Date	Sep 17, 2018
Instrument	38530
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	731 NE 12TH ST BEND OR 977014811, BEND, OR 97701-4811

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,190.00 (+3.92%)	$248,040 (+3%)	$757,040 (+1.85%) Land $285,140 Building $471,900
2024	$4,032.00 (+7.89%)	$240,820 (+3%)	$743,300 (-) Land $285,140 Building $458,160
2023	$3,737.00	$233,810	$743,300 Land $285,140 Building $458,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Vero Fiber, Webformix.

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