731 Morgan Rd, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 731 Morgan Rd, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,393 sqft · built 1928
Lot Size	3.97 acres (173,312 sqft)
Owner	Individual Name on Record
Tax Bill	$6,212 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`378-27850-M4-001`

Property Details

APN / Parcel Number

Primary APN	`378-27850-M4-001`
Alternative APN	`WSPR M:00378 B:27850 L:000M4`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,393 sqft Living Area
Gross Area	3,358 sqft
Basement Area	953 sqft
Unfinished Basement	953 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	173,312 sqft (3.97 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	378-27850-M4-001
Street Address	731 MORGAN RD
City	WEST SPRINGFIELD
State	MA
Zip	01089-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Block	27850
Legal Lot Number	M4
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1005
Census Tract	812404

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	731 MORGAN RD, WEST SPRINGFIELD, MA 01089-4335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Mar 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 16, 2019	Deed of Trust, Mortgage · Conventional with PMI HOLYOKE CU
May 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 21, 2019	Personal Representative Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 17, 2019
Transfer Doc	22673-495
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	731 MORGAN RD, WEST SPRINGFIELD, MA 01089-4335
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024945-363
Date	Mar 22, 2023
Book Page	24945/363
Instrument	12831

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	731 MORGAN RD, WEST SPRINGFIELD, MA 01089-4335
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23739-77
Date	Mar 3, 2021
Book Page	23739/77
Instrument	14360

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	731 MORGAN RD, WEST SPRINGFIELD, MA 01089-4335
Document Number	22766-116
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 MORGAN RD WEST SPRINGFIELD MA 010894335, WEST SPRINGFIELD, MA 01089-4335

Mortgage

Document Number	22766-116
Date	Jul 22, 2019
Book Page	022766/000116
Instrument	40262

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jul 21, 2039

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	May 21, 2019
Property Address	731 MORGAN RD, WEST SPRINGFIELD, MA 01089-4335
Document Number	22673-498
Book / Page	022673 / 000498
Instrument Date	May 17, 2019
Instrument	26178
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 MORGAN RD WEST SPRINGFIELD MA 010894335, WEST SPRINGFIELD, MA 01089-4335

May 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	May 21, 2019
Property Address	731 MORGAN RD, WEST SPRINGFIELD, MA 01089-4335
Document Number	22673-495
Book / Page	022673 / 000495
Instrument Date	May 17, 2019
Instrument	26177
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 HIGHLAND AVE WEST SPRINGFIELD MA 010891017, WEST SPRINGFIELD, MA 01089-1017

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,212.00 (+1.94%)	$443,100 (+8.13%) Land $156,200 Building $286,900	$382,374
2025	$6,094.00 (+4.49%)	$409,800 (+4.06%) Land $143,300 Building $266,500
2024	$5,832.00 (+6.29%)	$393,800 (+11.53%) Land $143,300 Building $250,500
2023	$5,487.00	$353,100 Land $143,300 Building $209,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Whip City Fiber.

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