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681 Morgan Rd, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 681 Morgan Rd, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,672 sqft · built 1945
Lot Size0.637 acres (27,764 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Nov 2022)
Tax Bill$5,144 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN378-27550-M4-001

Property Details

APN / Parcel Number

Primary APN378-27550-M4-001
Alternative APN
  • WSPR M:00378 B:27550 L:000M4

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,672 sqft Living Area
Gross Area3,471 sqft
Basement Area980 sqft
Unfinished Basement980 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,764 sqft (0.637 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number378-27550-M4-001
Street Address681 MORGAN RD
CityWEST SPRINGFIELD
StateMA
Zip01089-4349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA1
Legal Block27550
Legal Lot NumberM4
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group1
Census Block1005
Census Tract812404

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address681 MORGAN RD, WEST SPRINGFIELD, MA 01089-4349
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FLORENCE BANK
Dec 29, 2021Quit Claim Deed, Transfer · Commercial Mortgage
FLORENCE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2022 · Amount on File
Deed SaleNov 18, 2022 · Amount on File
Prior SaleDec 29, 2021 · Amount on File
Deed Book / Page24812 / 93
Record UpdatedOct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateNov 18, 2022
Property Address681 MORGAN RD, WEST SPRINGFIELD, MA 01089-4349
Document Number0024812-93
Book / Page24812 / 93
Instrument DateNov 18, 2022
Instrument68407
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address784 WHITE ST, SPRINGFIELD, MA 01108-3245
InvestorPossibly a Property Investor

Mortgage

Document Number0000068408
DateNov 18, 2022
Instrument68408
Lender
NameFLORENCE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateDec 29, 2021
Property Address681 MORGAN RD, WEST SPRINGFIELD, MA 01089-4349
Document Number0024332-55
Book / Page24332 / 55
Instrument DateDec 29, 2021
Instrument93098
Transaction TypeTransfer
Record UpdatedJan 14, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 WESTFIELD ST, SPRINGFIELD, MA

Mortgage

Document Number0000093099
DateDec 29, 2021
Instrument93099
Lender
NameFLORENCE BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,144.00 (+4.98%)$366,900 (+11.35%) Land $138,500 Building $228,400$360,195 (-22.92%)
2025$4,900.00 (-0.08%)$329,500 (-0.48%) Land $125,800 Building $203,700$467,305
2024$4,904.00 (+7.78%)$331,100 (+13.08%) Land $125,800 Building $205,300
2023$4,550.00$292,800 Land $125,800 Building $167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Whip City Fiber.

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