731 Lowell St, Dubuque, IA 52001 Property Records

Dubuque County property record for 731 Lowell St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,193 sqft · built 1910
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$77,500 (Jan 2017)
Tax Bill	$1,380 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-23-236-016`

Property Details

APN / Parcel Number

Primary APN	`10-23-236-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,193 sqft Living Area
1st Floor Area	504 sqft
Attic Area	504 sqft
Basement Area	689 sqft
Finished Basement	200 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	731 LOWELL ST
City	DUBUQUE
State	IA
Zip	52001-3261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 90 PLEASANT VIEW ADD & W 90' LOT 1-34 BUSEMANS SUB #1
Legal Subdivision	IRVING
Legal Lot Number	1-34,90
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1004
Census Tract	600

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	731 LOWELL ST, DUBUQUE, IA 52001-3261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jan 17, 2019	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Jan 31, 2017	Warranty Deed, Transfer · FHA Mortgage PREMIER LNDG ALLIANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	2017-00001289
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	731 LOWELL ST, DUBUQUE, IA 52001-3261
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 LOWELL ST, DUBUQUE, IA 52001-3261

Mortgage

Document Number	0000000179
Date	Jan 8, 2024
Instrument	2024-00000179

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Feb 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	731 LOWELL ST, DUBUQUE, IA 52001-3261
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000695
Date	Jan 17, 2019
Instrument	2019-00000695

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 16, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 31, 2017
Property Address	731 LOWELL ST, DUBUQUE, IA 52001-3261
Document Number	0000001289
Instrument Date	Jan 20, 2017
Instrument	1289
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	MIDWEST CMNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 LOWELL ST DUBUQUE IA 520013261, DUBUQUE, IA 52001-3261

Mortgage

Document Number	1290
Date	Jan 31, 2017
Instrument	1290

Lender

Name	PREMIER LNDG ALLIANCE
Address	JOHNSTON, IA 50131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,700 (+16.48%) Land $32,500 Building $79,200	$111,700 (+16.48%) Land $32,500 Building $79,200
2024	$1,380.00 (-2.54%)
2023		$95,900 (+16.79%) Land $30,600 Building $65,300	$95,900 (+16.79%) Land $30,600 Building $65,300
2022	$1,416.00	$82,110 Land $22,950 Building $59,160
2021			$82,110 Land $22,950 Building $59,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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