725 Lowell St, Dubuque, IA 52001 Property Records

Dubuque County property record for 725 Lowell St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,002 sqft · built 1921
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,562 (2024)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-23-236-023`

Property Details

APN / Parcel Number

Primary APN	`10-23-236-023`
Alternative APN	`1023236017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,002 sqft Living Area
1st Floor Area	440 sqft
Upper Floors Area	330 sqft
Basement Area	572 sqft
Game Room	Game Room

Exterior

Year Built	Built 1921
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	1023236017
Street Address	725 LOWELL ST
City	DUBUQUE
State	IA
Zip	52001-3261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	E 40' OF LOT 1-34 & LOT 1-2-34 BOTH IN BUSEMANS SUB #1 & LOTS 88 & 89 PLEASANT VIEW
Legal Subdivision	IRVING
Legal Lot Number	1-34 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1004
Census Tract	600

Owner

725 Lowell St is owned and occupied by an individual who acquired it in April 2022.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	725 LOWELL ST, DUBUQUE, IA 52001-3261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU
Sep 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Apr 14, 2022	Warranty Deed, Transfer
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2022
Deed Sale	Apr 14, 2022
Prior Sale	Oct 15, 2020 · Amount on File
Deed Document Number	2022-00004900
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	725 LOWELL ST, DUBUQUE, IA 52001-3261
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 LOWELL ST, DUBUQUE, IA 52001-3261

Mortgage

Document Number	0000001241
Date	Feb 15, 2024
Instrument	2024-00001241

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	PO BOX 3250, DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 14, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	725 LOWELL ST, DUBUQUE, IA 52001-3261
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011507
Date	Sep 14, 2022
Instrument	2022-00011507

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	338 Months
Due	Nov 1, 2050

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 14, 2022
Property Address	725 LOWELL ST, DUBUQUE, IA 52001-3261
Document Number	0000004900
Instrument Date	Apr 9, 2022
Instrument	2022-00004900
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 LOWELL ST, DUBUQUE, IA 52001-3261

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 15, 2020
Property Address	725 LOWELL ST, DUBUQUE, IA 52001-3261
Document Number	0000015976
Instrument Date	Oct 2, 2020
Instrument	2020-00015976
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 LOWELL ST, DUBUQUE, IA 52001-3261

Mortgage

Document Number	0000015977
Date	Oct 15, 2020
Instrument	2020-00015977

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,000 Land $30,600 Building $96,400	$127,000 Land $30,600 Building $96,400
2024	$1,562.00
2023		$118,800 (+25.34%) Land $28,800 Building $90,000	$118,800 Land $28,800 Building $90,000
2022	$1,482.00 Homeowner's exemption	$94,780 Land $21,600 Building $73,180
2021			$94,780 Land $21,600 Building $73,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 725 Lowell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 725 Lowell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lowell St

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