Whatcom County property record for 731 E Smith Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,928 sqft · built 1920 |
| Lot Size | 4.71 acres (205,168 sqft) |
| Owner | Individual Name on File |
| Last Sale | $332,900 (Mar 2005) |
| Tax Bill | $6,028 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 87412 |
| Primary APN | 87412 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,928 sqft Living Area |
| 1st Floor Area | 3,280 sqft |
| 2nd Floor Area | 896 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 205,168 sqft (4.71 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 1,360 sqft |
| Patio Area | 42 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 87412 |
|---|---|
| Street Address | 731 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | LOT 1 DENNIS SHORT PLAT AS REC BOOK 8 SHORT PLATS PG 33-EXC PTN TO WHATCOM CO FOR RD DESC AF 96119093 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 32 |
| Legal Subdivision | DENNIS SHORT PLAT |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 101 |
Source: Whatcom County assessment roll, as of May 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 731 E SMITH RD, BELLINGHAM, WA 98226-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2005 · Amount on Record |
| Deed Sale | Mar 11, 2005 · Amount on Record |
| Prior Sale | Feb 21, 2001 |
| Deed Document Number | 2050301970 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 731 E SMITH RD, BELLINGHAM, WA 98226-9781 |
| Document Number | 2170703221 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2017 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 731 E SMITH RD BELLINGHAM WA 982269781, BELLINGHAM, WA 98226-9781 |
| Document Number | 2170703221 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 703221 |
| Name | SAVIBANK |
|---|---|
| Address | BELLINGHAM, WA 98225 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,028.00 (+41.7%) | $658,886 (+17.67%) Land $354,215 Building $304,671 | $658,886 (+17.67%) Land $354,215 Building $304,671 |
| 2022 | $559,950 Land $307,366 Building $252,584 | $559,950 Land $307,366 Building $252,584 | |
| 2021 | $4,254.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VICTOR WATER ASSOCIATION private · serves 43 people · EPA ID WA5391650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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