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730 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 730 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1955
Lot Size5.11 acres (223,027 sqft)
OwnerIndividual Name on File
Last Sale$765,000 (Nov 2022)
Tax Bill$6,820 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN117238

Property Details

APN / Parcel Number

Primary APN117238
Alternative APNs
  • 390329 310052 0000
  • 104778

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
Basement Area1,232 sqft
Finished Basement1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Architectural StyleOther
Exterior MaterialMetal
Foundation TypeConcrete
Roof MaterialMetal
Lot Area223,027 sqft (5.11 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
Deck Area572 sqft
Storage Building5,400 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number117238
Street Address730 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-9781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT SW COR OF FOL-E 35 ACRES OF W 55 ACRES OF SE-TH E 225 FT-TH N 1045 FT-TH W 225 FT TO W LI OF ABOVE-TH S 1045 FT TO POB
Legal Range03
Legal Township39
Legal Section29
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2031
Census Tract10701

Owner

Source: Whatcom County records · APN 117238

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address730 E SMITH RD, BELLINGHAM, WA 98226-9781
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2022Warranty Deed, Transfer · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Aug 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2022 · Amount on Record
Deed SaleNov 30, 2022 · Amount on Record
Prior SaleOct 19, 2005 · Amount on Record
Deed Document Number2022-1102275
Record UpdatedJun 08, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateNov 30, 2022
Property Address730 E SMITH RD, BELLINGHAM, WA 98226-9781
Document Number0001102275
Instrument DateNov 08, 2022
Instrument2022-1102275
Transaction TypeTransfer
Record UpdatedNov 01, 2023
Title CompanyNOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$12,722.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address730 E SMITH RD, BELLINGHAM, WA 98226-9781

Mortgage

Document Number0001102276
DateNov 30, 2022
Instrument2022-1102276
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address730 E SMITH RD, BELLINGHAM, WA 98226-9781
Document Number2200805086
Instrument DateAug 22, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyGUARDIAN NW TITLE COMPANY, GUARDIAN NW TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address730 E SMITH RD BELLINGHAM WA 982269781, BELLINGHAM, WA 98226-9781

Mortgage

Document Number2200805086
DateAug 31, 2020
Instrument805086
Lender
NameAMERICAN MTG
TypeMortgage Company
AddressBELLEVUE, WA 98004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2050

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,820.00 (+25.83%)$778,215 (+11.33%) Land $361,875 Building $416,340$778,215 (+11.33%) Land $361,875 Building $416,340
2022$698,990 Land $332,353 Building $366,637$698,990 Land $332,353 Building $366,637
2021$5,420.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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