731 Cottage Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 731 Cottage Ln, Paso Robles, CA 93446 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,605 sqft · built 2006
Lot Size0.072 acres (3,145 sqft)
OwnerIndividual Name on File
Last Sale$269,500 (Jun 2013)
Tax Bill$4,272 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Dec 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN025-801-004

Property Details

APN / Parcel Number

Primary APN025-801-004

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,605 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Construction TypeWood
Lot Area3,145 sqft (0.072 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address731 COTTAGE LN
CityPASO ROBLES
StateCA
Zip93446-6383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY PR TR 2376 PTN LT 3
Legal SubdivisionTRACT 2376
Legal Tract2376
Legal Lot Number3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionPASO ROBLES
Census Block Group1
Census Block1034
Census Tract10207

Owner

Source: San Luis Obispo County records · APN 025-801-004

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address731 COTTAGE LN, PASO ROBLES, CA 93446-6383
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Dec 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 14, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Mar 14, 2019Quit Claim Deed, Transfer
PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 28, 2013 · Amount on Record
Deed SaleJun 28, 2013 · Amount on Record
Prior SaleMar 14, 2019
Deed Document Number0000037351
Record UpdatedJun 07, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address731 COTTAGE LN, PASO ROBLES, CA 93446-6383
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028330
DateJul 11, 2018
Instrument2018028330
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 20, 2048

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address731 COTTAGE LN, PASO ROBLES, CA 93446-6383
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054269
DateDec 04, 2019
Instrument2019054269
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049
Interest
Rate TypeAdjustable Rate
Rate0.12%
Type Change DateDec 01, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

March 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 14, 2019
Property Address731 COTTAGE LN, PASO ROBLES, CA 93446-6383
Document Number0000008812
Map ReferencePG 72
Instrument DateFeb 27, 2019
Instrument2019008812
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address731 COTTAGE LN, PASO ROBLES, CA 93446-6383

Mortgage

Document Number0000008813
DateMar 14, 2019
Instrument2019008813
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 14, 2019
Property Address731 COTTAGE LN, PASO ROBLES, CA 93446-6383
Document Number0000008814
Instrument DateFeb 27, 2019
Instrument8814
Transaction TypeTransfer
Record UpdatedMar 25, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address731 COTTAGE LN PASO ROBLES CA 934466383, PASO ROBLES, CA 93446-6383

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityEl Paso De Robles (Paso Robles) City
Unified School DistrictPaso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,272.00 (+4.83%)$331,858 (+4.04%) Land $123,138 Building $208,720
2023$4,075.00 (+2.59%)$318,973 Land $118,357 Building $200,616
2022$3,972.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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