729 Cottage Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 729 Cottage Ln, Paso Robles, CA 93446 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2006
Square Footage1,197 sqft Living Area
Lot Size3,619 sqft (0.083 acres)
Last Sale$580,000 (2023)
Tax Bill$7,148.00 (2025)

Property Details

APN / Parcel Number

Primary APN025-801-003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,197 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeConcrete Construction
Lot Area3,619 sqft (0.083 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address729 COTTAGE LN
CityPASO ROBLES
StateCA
Zip93446-6383
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCY PR TR 2376 PTN LT 2
Legal Tract2376
Legal Block1
Legal Lot Number2
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionPASO ROBLES
Census Blockgroup1
Census Block1034
Census Tract10207

Owner

Source: San Luis Obispo County records · APN 025-801-003

Assessment roll updated August 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 17782, ANAHEIM, CA 92817-7782
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Deed of Trust, Mortgage · Closed End Mortgage
HOME LOAN AND INVESTMENT BANK FSB
Jun 21, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Oct 10, 2023Grant Deed, Transfer · Conventional Mortgage
GRIFFIN FUNDING INC
Mar 28, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
CENTRAL COAST LNDG
May 21, 2019Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
CENTRAL COAST LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2023 · Amount on Record
Deed SaleOct 10, 2023 · Amount on Record
Prior SaleMay 21, 2019 · Amount on Record
Deed Doc Number202329703
Record RefreshedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address729 COTTAGE LN, PASO ROBLES, CA 93446-6383
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyARIES TITLE INC, RES TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address729 COTTAGE LN, PASO ROBLES, CA 93446-6383

Mortgage

Document Number0000013083
DateMar 23, 2022
Instrument2022013083
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
AddressWARWICK, RI 02886
Agreement
TypeClosed End Mortgage
AmountAmount Recorded
Term175 Months
DueOct 08, 2036

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address729 COTTAGE LN, PASO ROBLES, CA 93446-6383
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address729 COTTAGE LN, PASO ROBLES, CA 93446-6383

Mortgage

Document Number0000025790
DateJun 21, 2022
Instrument2022025790
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 27, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 10, 2023
Property Address729 COTTAGE LN, PASO ROBLES, CA 93446-6383
Document Number0000029703
Map ReferenceMB 19 PG 72
Instrument DateSep 20, 2023
Instrument2023029703
Transaction TypeTransfer
Record UpdatedOct 19, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
AddressPO BOX 17782, ANAHEIM, CA 92817-7782

Mortgage

Document Number0000029704
DateOct 10, 2023
Instrument2023029704
Lender
NameGRIFFIN FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address729 COTTAGE LN, PASO ROBLES, CA 93446-6383
Document Number0000016412
Instrument DateMar 28, 2020
Transaction TypeMortgage
Record UpdatedMay 06, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address729 COTTAGE LN PASO ROBLES CA 934466383, PASO ROBLES, CA 93446-6383

Mortgage

Document Number0000016412
DateApr 03, 2020
Instrument16412
Lender
NameCENTRAL COAST LNDG
AddressMORRO BAY, CA 93442
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 02, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 21, 2019
Property Address729 COTTAGE LN, PASO ROBLES, CA 93446-6383
Document Number0000018832
Instrument DateApr 16, 2019
Instrument18832
Transaction TypeTransfer
Record UpdatedMay 30, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$445.50
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address729 COTTAGE LN PASO ROBLES CA 934466383, PASO ROBLES, CA 93446-6383

Mortgage

Document Number18833
DateMay 21, 2019
Instrument18833
Lender
NameCENTRAL COAST LNDG
AddressMORRO BAY, CA 93442
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 20, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityEl Paso De Robles (Paso Robles) City
Unified School DistrictPaso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,148.00 (+35.3%)$591,600 (+36.24%) Land $280,500 Building $311,100
2023$5,283.00 (+2.38%) Homeowner's exemption$434,239 Land $198,356 Building $235,883
2022$5,160.00

Flood & Wildfire

729 Cottage Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Luis Obispo County (06079C), updated July 22, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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