731 Cobb Rd, Kinston, NC 28501 Property Records

Lenoir County property record for 731 Cobb Rd, Kinston, NC 28501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,762 sqft · built 1966
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on File
Last Sale	$153,500 (Nov 2018)
Tax Bill	$1,662 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`453300845569`

Property Details

APN / Parcel Number

Primary APN	`453300845569`
Alternative APN	`22290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,762 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.97 acres)
Lot Dimensions	171 ft deep x 211 ft wide
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	12 sqft
Utility Building	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	731 COBB RD
City	KINSTON
State	NC
Zip	28501-9592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1903 731 COBB RD
Jurisdiction	LENOIR NC
Township / Civil Division	SOUTHWEST
Census Block Group	2
Census Block	2044
Census Tract	11400

Owner

731 Cobb Rd is owned and occupied by an individual who bought it in November 2018.

Source: Lenoir County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	731 COBB RD, KINSTON, NC 28501-9592
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Oct 12, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Aug 6, 2019	Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG
Nov 8, 2018	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Deed Book / Page	1843 / 347
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	731 COBB RD, KINSTON, NC 28501-9592
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019230725
Date	Jul 21, 2021
Book Page	1923/725

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	731 COBB RD, KINSTON, NC 28501-9592
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019700556
Date	Oct 12, 2022
Book Page	1970/556

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	731 COBB RD, KINSTON, NC 28501-9592
Document Number	0018630131
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 COBB RD KINSTON NC 285019592, KINSTON, NC 28501-9592

Mortgage

Document Number	0018630131
Date	Aug 9, 2019
Book Page	001863/000131

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 8, 2039

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Nov 8, 2018
Property Address	731 COBB RD, KINSTON, NC 28501-9592
Document Number	0018430347
Book / Page	001843 / 000347
Instrument Date	Oct 30, 2018
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	731 COBB RD KINSTON NC 285019592, KINSTON, NC 28501-9592

Mortgage

Document Number	18430353
Date	Nov 8, 2018
Book Page	001843/000353

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 731 Cobb Rd was $1,662, down 5.1% from the year before.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,662.00 (-5.14%)	$221,732 (-) Land $56,784 Building $164,948	$221,732 (-) Land $56,784 Building $164,948
2025	$1,752.00	$221,732 Land $56,784 Building $164,948	$221,732 Land $56,784 Building $164,948
2023	$1,370.00	$135,530 Land $32,640 Building $102,890	$135,530 Land $32,640 Building $102,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 Cobb Rd in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	51 (1996–2020)
Claims Outside the SFHA	15 of 51
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 19 claims Hurricane Matthew, Oct 2016 · 15 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 Cobb Rd is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP RUN WATER CORPORATION private · serves 14,196 people · EPA ID NC0454030
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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