680 Cobb Rd, Kinston, NC 28501 Property Records

Lenoir County property record for 680 Cobb Rd, Kinston, NC 28501

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,125 sqft · built 2000
Lot Size1.86 acres (81,022 sqft)
Owner2 Individual Names on Record
Tax Bill$2,071 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN453302850096

Property Details

APN / Parcel Number

Primary APN453302850096
Alternative APN
  • 29468

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,125 sqft Finished Area

Exterior

Year BuiltBuilt 2000
Exterior MaterialAluminum/Vinyl
Roof MaterialOther
Lot Area81,022 sqft (1.86 acres)
TerrainOther

Exterior Amenities

PorchPorch
Porch Area522 sqft
Deck Area336 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address680 COBB RD
CityKINSTON
StateNC
Zip28501-9591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSR 1903 TRACT 2 680 COBB RD
Legal Tract2
JurisdictionLENOIR NC
Township / Civil DivisionSOUTHWEST
Census Block Group2
Census Block2038
Census Tract11400

Owner

Source: Lenoir County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address680 COBB RD, KINSTON, NC 28501-9591
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0001011458
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENOIR NC
Property Address680 COBB RD, KINSTON, NC 28501-9591
Transaction TypeMortgage
Record UpdatedSep 27, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018980325
DateNov 5, 2020
Book Page1898/325
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLenoir County
Unified School DistrictLenoir County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,071.00 (+38.81%)$264,245 (+78.04%) Land $35,226 Building $229,019$264,245 (+78.04%) Land $35,226 Building $229,019
2023$1,492.00$148,420 Land $18,440 Building $129,980$148,420 Land $18,440 Building $129,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims51 (1996–2020)
Claims Outside the SFHA15 of 51
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 19 claims
  • Hurricane Matthew, Oct 2016 · 15 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEEP RUN WATER CORPORATION
private · serves 14,196 people · EPA ID NC0454030
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cobb Rd

Nearby Streets

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