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731 Charles Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 731 Charles Ave, Saint Paul, MN 55104

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 698 sqft · built 1889
Lot Size0.112 acres (4,922 sqft)
OwnerIndividual Name on Record
Last Sale$146,500 (Mar 2021)
Tax Bill$2,612 (2023)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN35-29-23-14-0079

Property Details

APN / Parcel Number

Primary APN35-29-23-14-0079

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area698 sqft Living Area
Gross Area944 sqft
1st Floor Area608 sqft

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1925
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area4,922 sqft (0.112 acres)
Lot Dimensions124 ft deep x 40 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address731 CHARLES AVE
CitySAINT PAUL
StateMN
Zip55104-2719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionSYNDICATE NO. 2 ADDITION LOT 18 BLK 2
Legal Range23
Legal Township29
Legal Section35
Legal Quarter1
Quarter-Quarter Section4
Legal SubdivisionSYNDICATE NO 2 ADDITION
Legal Block2
Legal Lot Number18
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1005
Census Tract32500

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address731 CHARLES AVE, SAINT PAUL, MN 55104-2719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
NEIGHBORHOOD HSNG SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2021 · Amount on Record
Deed SaleMar 15, 2021 · Amount on Record
Prior SaleMar 13, 2009 · Amount on Record
Deed Document NumberA04870017
Record UpdatedJun 7, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateMar 15, 2021
Property Address731 CHARLES AVE, SAINT PAUL, MN 55104-2719
Document Number0A04870017
Instrument DateJan 28, 2021
InstrumentA04870017
Transaction TypeTransfer
Record UpdatedAug 30, 2021
Title CompanyTITLESMART INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$483.45
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address731 CHARLES AVE, SAINT PAUL, MN 55104-2719

Mortgage

Document Number0A04870018
DateMar 15, 2021
InstrumentA04870018
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address731 CHARLES AVE, SAINT PAUL, MN 55104-2719
Document Number0004662522
Instrument DateJun 1, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address731 CHARLES AVE ST PAUL MN 551042719, ST PAUL, MN 55104-2719

Mortgage

Document Number0004662522
DateJun 13, 2017
Instrument4662522
Lender
NameNEIGHBORHOOD HSNG SVCS
TypeConstruction/Development Company
AddressSAINT PAUL, MN 55107
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 12, 2032

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,612.00$167,700 Land $20,000 Building $147,700$167,700 Land $20,000 Building $147,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20

May also be available: GigFire, T-Mobile.

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