725 Charles Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 725 Charles Ave, Saint Paul, MN 55104

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,458 sqft · built 1900
Lot Size	0.057 acres (2,480 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2023)
Tax Bill	$4,434 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`35-29-23-14-0081`

Property Details

APN / Parcel Number

Primary APN	`35-29-23-14-0081`
Alternative APNs	`8533828` `462063`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,458 sqft Living Area
1st Floor Area	738 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	2,480 sqft (0.057 acres)
Lot Dimensions	124 ft deep x 20 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	462063
Street Address	725 CHARLES AVE
City	SAINT PAUL
State	MN
Zip	55104-2364
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SYNDICATE NO. 2 ADDITION E 1/2 OF LOT 19 BLK 2
Legal Range	23
Legal Township	29
Legal Section	35
Legal Subdivision	SYNDICATE NO. 2 ADDITION
Legal Block	2
Legal Lot Number	19
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1005
Census Tract	32500

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1500 MCANDREWS RD W, BURNSVILLE, MN 55337-4432
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 8, 2017	Warranty Deed, Transfer DCA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Nov 8, 2017 · Amount on Record
Deed Document Number	20231547075
Prior Transfer Date	Oct 29, 2014
Prior Transfer Doc	0A04530772
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 21, 2023
Property Address	725 CHARLES AVE, SAINT PAUL, MN 55104-2364
Document Number	0A04992286
Instrument Date	Jun 20, 2023
Instrument	A04992286
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	NOT AVAILABLE, DCA TITLE THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 CHARLES AVE, SAINT PAUL, MN 55104-2364

Mortgage

Document Number	0A04992287
Date	Jun 21, 2023
Instrument	A04992287

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 8, 2017
Property Address	725 CHARLES AVE, SAINT PAUL, MN 55104-2364
Document Number	0004685147
Instrument Date	Oct 31, 2017
Instrument	4685147
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	DCA TITLE

Transaction

Amount	Amount Recorded
Tax	$404.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	330 MARIE AVE E WEST ST PAUL MN 551184011, WEST ST PAUL, MN 55118-4011

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,100 (+8.69%) Land $25,000 Building $200,100	$225,100 (+8.69%) Land $25,000 Building $200,100
2025	$4,434.00 (+21.88%)	$207,100 (+15.5%) Land $25,000 Building $182,100	$207,100 (+15.5%) Land $25,000 Building $182,100
2024	$3,638.00 (+1,022.84%)
2023	$324.00	$179,300 (-13.09%) Land $20,000 Building $159,300	$179,300 (-13.09%) Land $20,000 Building $159,300
2022		$206,300 Land $20,000 Building $186,300	$206,300 Land $20,000 Building $186,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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