Polk County property record for 731 Canberra Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,140 sqft · built 1989 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $310,000 (Sep 2026) |
| Tax Bill | $1,642 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-30-000000-021088 |
| Primary APN | 27-28-30-000000-021088 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,140 sqft Living Area |
| Gross Area | 2,668 sqft |
| 1st Floor Area | 2,140 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,251 sqft (0.144 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Slab |
| Porch Area | 15 sqft |
| Cooling System | Central |
|---|
| Street Address | 731 CANBERRA RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 1925.17 FT N & 46.52 FT W SE COR SEC POINT ALSO BEING NW COR LOT 301 RUN N 88 DEG 12 MIN 30 SEC W 50 FT S 01 DEG 47 MIN 30 SEC W 125 FT S 88 DEG 12 MIN 30 SEC E 50 FT N 01 DEG 47 MIN 30 SEC E 125 FT TO POB BEING LOT 300 OF UNRE CYPRESSWOOD PATIO |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 30 |
| Legal Subdivision | CYPRESSWOOD |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 301 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 14123 |
Source: Polk County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5585 W 96TH PL, WESTMINSTER, CO 80020-5682 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 23, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CREDIT UNION |
| Feb 9, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on Record |
| Deed Sale | Sep 23, 2026 · Amount on Record |
| Prior Sale | Feb 9, 2018 · Amount on Record |
| Deed Document Number | 2026229685 |
| Deed Book / Page | 14163 / 1222 |
| Prior Transfer Date | Mar 17, 2025 |
| Prior Transfer Doc | 0000060194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 23, 2026 |
| Property Address | 731 CANBERRA RD, WINTER HAVEN, FL 33884-1210 |
| Document Number | 0000229685 |
| Book / Page | 14163 / 1222 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 2026229685 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | LAKESHORE TITLE LLC, LAKESHORE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5585 W 96TH PL, WESTMINSTER, CO 80020-5682 |
| Document Number | 0000229686, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 2026229686 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 9, 2018 |
| Property Address | 731 CANBERRA RD, WINTER HAVEN, FL 33884-1210 |
| Document Number | 0103930588 |
| Book / Page | 010393 / 000588 |
| Instrument Date | Feb 8, 2018 |
| Instrument | 31104 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2018 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1042 ALMA DR MACON GA 312166195, MACON, GA 31216-6195 |
| Document Number | 103930590 |
|---|---|
| Date | Feb 9, 2018 |
| Book Page | 010393/000590 |
| Instrument | 31105 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 8, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,443 (+31.81%) Land $42,000 Building $178,443 | $220,443 (-3.24%) Land $42,000 Building $178,443 | |
| 2025 | $1,642.00 (-18.83%) | $167,247 (+5.99%) | $227,814 (-1.34%) Land $42,000 Building $185,814 |
| 2023 | $2,023.00 (+3.58%) Homeowner's exemption | $157,800 (+3%) | $230,910 (+7.8%) Land $40,000 Building $190,910 |
| 2022 | $1,953.00 Homeowner's exemption | $153,204 | $214,197 Land $34,000 Building $180,197 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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