Polk County property record for 726 Canberra Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,574 sqft · built 1995 |
| Lot Size | 0.132 acres (5,763 sqft) |
| Owner | Individual Name on File |
| Last Sale | $144,000 (Jun 2018) |
| Tax Bill | $1,496 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Feb 2024 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-29-000000-043860 |
| Primary APN | 27-28-29-000000-043860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| Gross Area | 2,449 sqft |
| 1st Floor Area | 1,574 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,763 sqft (0.132 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Porch | Florida Room |
| Porch Area | 316 sqft |
| Cooling System | Central |
|---|
| Street Address | 726 CANBERRA RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 208 OF UNREC CYPRESSWOOD PATIO HOMES DESC AS BEG 2244.91 FT N & 93.85 FT E OF SW COR SEC 29 RUN N 63 DEG 17 MIN 30 SEC E 7.82 FT FOR POB CONT N 63 DEG 17 MIN 30 SEC E 42.18 FT S 26 DEG 42 MIN 30 SEC E 125 FT TO PT ON NLY R/W OF CANBERRA RD RUN S |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 29 |
| Legal Subdivision | CYPRESSWOOD |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 208 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 14123 |
Source: Polk County records · APN 27-28-29-000000-043860
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 726 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Feb 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Mar 01, 2022 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jun 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Apr 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INV LLC |
| Jun 08, 2018 | Warranty Deed, Transfer HOME SOLUTION LENDERS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2018 · Amount on Record |
| Deed Sale | Jun 08, 2018 · Amount on Record |
| Deed Document Number | 2018122857 |
| Deed Book / Page | 10511 / 553 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 726 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 726 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Document Number | 0000017806 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 13855/1725 |
| Instrument | 2026017806 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 726 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 726 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Document Number | 0000040835 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 13013/1886 |
| Instrument | 2024040835 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 726 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 726 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Document Number | 0000054618 |
|---|---|
| Date | Mar 01, 2022 |
| Book Page | 12138/752 |
| Instrument | 2022054618 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 726 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 726 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Document Number | 0000163156 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 11773/695 |
| Instrument | 2021163156 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 726 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Document Number | 0112221819 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 726 CANBERRA RD WINTER HAVEN FL 338841208, WINTER HAVEN, FL 33884-1208 |
| Document Number | 0112221819 |
|---|---|
| Date | May 01, 2020 |
| Book Page | 011222/001819 |
| Instrument | 89598 |
| Name | VILLAGE CAP & INV LLC |
|---|---|
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 08, 2018 |
| Property Address | 726 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Document Number | 0105110553 |
| Book / Page | 010511 / 000553 |
| Instrument Date | Jun 05, 2018 |
| Instrument | 122857 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2018 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,008.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 726 CANBERRA RD WINTER HAVEN FL 338841208, WINTER HAVEN, FL 33884-1208 |
| Document Number | 105110554 |
|---|---|
| Date | Jun 08, 2018 |
| Book Page | 010511/000554 |
| Instrument | 122858 |
| Name | HOME SOLUTION LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | BARTOW, FL 33830 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 07, 2048 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,496.00 (-20.59%) Homeowner's exemption | $155,967 (+5.99%) | $217,770 (+0.52%) Land $50,000 Building $167,770 |
| 2023 | $1,884.00 (+3.8%) Homeowner's exemption | $147,156 (+3%) | $216,654 (+11.2%) Land $48,000 Building $168,654 |
| 2022 | $1,815.00 Homeowner's exemption | $142,870 | $194,825 Land $40,000 Building $154,825 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141232, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 176 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL6531992, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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