731 Bend Rd, Coldwater, MS 38618 Property Records

Tate County property record for 731 Bend Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,397 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,709 (May 2026)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	May 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`058 28 0000300`

Property Details

APN / Parcel Number

Primary APN	`058 28 0000300`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Building Area	1,397 sqft Finished Area
1st Floor Area	1,262 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	731 BEND RD
City	COLDWATER
State	MS
Zip	38618-6669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE 1/4 NE 1/4 - 731 BEND RD #208
Legal Range	09
Legal Township	04
Legal Section	28
Jurisdiction	TATE MS
Township / Civil Division	2
Census Block Group	1
Census Block	1009
Census Tract	950301

Owner

Source: Tate County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 COUNTRY CLUB DR, SENATOBIA, MS 38668-6800
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Aug 17, 2022
Deed Book / Page	2026 / 1778
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	May 13, 2026
Property Address	731 BEND RD, COLDWATER, MS 38618-6669
Document Number	2026001778
Book / Page	2026 / 1778
Instrument Date	May 11, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	205 COUNTRY CLUB DR, SENATOBIA, MS 38668-6800

Mortgage

Document Number	2026006585,
Date	May 13, 2026
Book Page	2026/6585

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 15, 2031

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,135.00 (+19.1%)	$9,275 (+29.03%) Land $1,500 Building $7,775	$61,831 (+29.03%) Land $10,000 Building $51,831
2023	$953.00	$7,188 Land $1,500 Building $5,688	$47,920 Land $10,000 Building $37,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2002–2016)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 64% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARKABUTLA WATER ASSOCIATION public/private · serves 454 people · EPA ID MS0690001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Tallahatchie Valley Internet Services Fiber	1,000 / 1,000

May also be available: C Spire Wireless.

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