400 Bend Rd, Coldwater, MS 38618 Property Records

Tate County property record for 400 Bend Rd, Coldwater, MS 38618

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,215 sqft · built 1977
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Tax Bill$954 (2025)
Deeds & MortgagesJun 2022 Refinance
Apr 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN058 27 0001000

Property Details

APN / Parcel Number

Primary APN058 27 0001000

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,215 sqft Finished Area
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1977
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle
Lot Area87,120 sqft (2 acres)
Garage TypeCarport
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area96 sqft
Shed1 Shed
Shed Area552 sqft

Location & Zoning

Street Address400 BEND RD
CityCOLDWATER
StateMS
Zip38618-6641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW 1/4 SW 1/4
Legal Range09
Legal Township04
Legal Section27
JurisdictionTATE MS
Township / Civil Division2
Census Block Group1
Census Block1005
Census Tract950301

Owner

Source: Tate County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address400 BEND RD, COLDWATER, MS 38618-6641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
EAGLE BANK & TRUST COMPANY
Apr 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SECRETARY HOUSING URBAN DEVELOPMENT
Dec 27, 2018Deed of Trust, Mortgage · FHA Mortgage
EAGLE BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address400 BEND RD, COLDWATER, MS 38618-6641
Transaction TypeMortgage
Record UpdatedJul 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/9833
DateJun 13, 2022
Book Page2022/9833
Lender
NameEAGLE BANK & TRUST COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address400 BEND RD, COLDWATER, MS 38618-6641
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/7613
DateApr 23, 2021
Book Page2021/7613
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term337 Months
DueMay 1, 2049

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address400 BEND RD, COLDWATER, MS 38618-6641
Transaction TypeMortgage
Record UpdatedJan 16, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/16125
DateDec 27, 2018
Book Page2018/16125
Lender
NameEAGLE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
Unified School DistrictTate County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$954.00 (+68.85%)$7,795 (+26.54%) Land $1,400 Building $6,395$77,950 (+26.55%) Land $14,000 Building $63,950
2023$565.00$6,160 Land $1,400 Building $4,760$61,595 Land $14,000 Building $47,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (2002–2016)
Claims Outside the SFHA1 of 5
Most Recent ClaimMar 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 66% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARKABUTLA WATER ASSOCIATION
public/private · serves 454 people · EPA ID MS0690001
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Tallahatchie Valley Internet Services
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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