7309 E Palomino Rd, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 7309 E Palomino Rd, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,341 sqft · built 1977
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Trust Names on Record
Tax Bill	$3,874 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Jan 2013 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-23-18-280-003-000`

Property Details

APN / Parcel Number

Primary APN	`01-23-18-280-003-000`
Alternative APN	`11051`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,341 sqft Finished Area
1st Floor Area	1,341 sqft
Basement Area	1,211 sqft
Finished Basement	1,136 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	175 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	312 sqft
Patio Area	623 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	11051
Street Address	7309 E PALOMINO RD
City	SIOUX FALLS
State	SD
Zip	57110-6248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 3 BLOCK 3 PINE LAKE HILLS ADDN 18-101-48 SPLIT ROCK TOWNSHIP
Legal Range	48
Legal Township	101
Legal Section	18
Legal Subdivision	PINE LAKE HILLS ADDN
Legal Block	3
Legal Lot Number	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SPLIT ROCK
Census Block Group	1
Census Block	1095
Census Tract	10403

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	7309 E PALOMINO RD, SIOUX FALLS, SD 57110-6248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 24, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage CORTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	7309 E PALOMINO RD, SIOUX FALLS, SD 57110-6248
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1874MTG/0982
Date	Dec 27, 2019
Book Page	1874 MTG/0982

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	7309 E PALOMINO RD, SIOUX FALLS, SD 57110-6248
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001726/82
Date	Jan 24, 2013
Book Page	1726/82

Lender

Name	CORTRUST MORTGAGE INC
Type	Seller
Address	2101 S MINNESOTA AVE, SIOUX FALLS, SD 57105

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Split Rock Township
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,227 (-5.91%) Land $69,922 Building $251,305	$321,227 Land $69,922 Building $251,305
2025	$3,874.00	$341,400 (+8.59%) Land $70,700 Building $270,700
2024	$3,874.00 (+13.37%)	$314,400 (+19.36%) Land $70,700 Building $243,700
2022	$3,417.00	$263,400 Land $64,800 Building $198,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of South Dakota
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE LAKE HILLS private · serves 320 people · EPA ID SD4600624
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Alliance Communications Cooperative.

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